LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,243
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,552
−HK$2,347/mo
Today · 4.125%
HK$78,899
baseline
▲ 0.50% · 4.625%
HK$83,700
+HK$4,801/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$157,798/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,383,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,595
−HK$4,462/mo
▼ 0.25% · 3.875%
HK$84,810
−HK$2,247/mo
Today · 4.125%
HK$87,057
baseline
▲ 0.50% · 4.625%
HK$91,646
+HK$4,589/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$174,114/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,383,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,092
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$91,863
−HK$2,816/mo
Today · 4.125%
HK$94,679
baseline
▲ 0.50% · 4.625%
HK$100,439
+HK$5,760/mo
Deposit HK$13.02M · loan HK$19.54M · min. income ≈ HK$189,358/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,383,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,114
−HK$5,354/mo
▼ 0.25% · 3.875%
HK$101,772
−HK$2,696/mo
Today · 4.125%
HK$104,468
baseline
▲ 0.50% · 4.625%
HK$109,975
+HK$5,507/mo
Deposit HK$13.02M · loan HK$19.54M · min. income ≈ HK$208,936/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,383,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,940
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$107,173
−HK$3,285/mo
Today · 4.125%
HK$110,458
baseline
▲ 0.50% · 4.625%
HK$117,179
+HK$6,721/mo
Deposit HK$9.77M · loan HK$22.79M · min. income ≈ HK$220,916/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,383,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,633
−HK$6,247/mo
▼ 0.25% · 3.875%
HK$118,734
−HK$3,146/mo
Today · 4.125%
HK$121,880
baseline
▲ 0.50% · 4.625%
HK$128,304
+HK$6,424/mo
Deposit HK$9.77M · loan HK$22.79M · min. income ≈ HK$243,760/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,383,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,638
−HK$8,380/mo
▼ 0.25% · 3.875%
HK$137,794
−HK$4,224/mo
Today · 4.125%
HK$142,018
baseline
▲ 0.50% · 4.625%
HK$150,659
+HK$8,641/mo
Deposit HK$3.26M · loan HK$29.30M · min. income ≈ HK$284,036/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,383,762 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,670
−HK$8,033/mo
▼ 0.25% · 3.875%
HK$152,658
−HK$4,045/mo
Today · 4.125%
HK$156,703
baseline
▲ 0.50% · 4.625%
HK$164,963
+HK$8,260/mo
Deposit HK$3.26M · loan HK$29.30M · min. income ≈ HK$313,406/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,383,762 · Scale 2, in force from 26 Feb 2026)