LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,248
−HK$4,656/mo
▼ 0.25% · 3.875%
HK$76,558
−HK$2,346/mo
Today · 4.125%
HK$78,904
baseline
▲ 0.50% · 4.625%
HK$83,705
+HK$4,801/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$157,808/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,383,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,600
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,816
−HK$2,247/mo
Today · 4.125%
HK$87,063
baseline
▲ 0.50% · 4.625%
HK$91,652
+HK$4,589/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$174,126/mo (50% DSR)
Upfront cash ≈ HK$17.66M (deposit + AVD stamp duty HK$1,383,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,098
−HK$5,587/mo
▼ 0.25% · 3.875%
HK$91,869
−HK$2,816/mo
Today · 4.125%
HK$94,685
baseline
▲ 0.50% · 4.625%
HK$100,446
+HK$5,761/mo
Deposit HK$13.02M · loan HK$19.54M · min. income ≈ HK$189,370/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,383,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,120
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$101,779
−HK$2,697/mo
Today · 4.125%
HK$104,476
baseline
▲ 0.50% · 4.625%
HK$109,983
+HK$5,507/mo
Deposit HK$13.02M · loan HK$19.54M · min. income ≈ HK$208,952/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,383,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,948
−HK$6,518/mo
▼ 0.25% · 3.875%
HK$107,181
−HK$3,285/mo
Today · 4.125%
HK$110,466
baseline
▲ 0.50% · 4.625%
HK$117,188
+HK$6,722/mo
Deposit HK$9.77M · loan HK$22.79M · min. income ≈ HK$220,932/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,383,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,641
−HK$6,247/mo
▼ 0.25% · 3.875%
HK$118,742
−HK$3,146/mo
Today · 4.125%
HK$121,888
baseline
▲ 0.50% · 4.625%
HK$128,313
+HK$6,425/mo
Deposit HK$9.77M · loan HK$22.79M · min. income ≈ HK$243,776/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,383,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,647
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$137,804
−HK$4,224/mo
Today · 4.125%
HK$142,028
baseline
▲ 0.50% · 4.625%
HK$150,670
+HK$8,642/mo
Deposit HK$3.26M · loan HK$29.31M · min. income ≈ HK$284,056/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,383,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,681
−HK$8,032/mo
▼ 0.25% · 3.875%
HK$152,668
−HK$4,045/mo
Today · 4.125%
HK$156,713
baseline
▲ 0.50% · 4.625%
HK$164,974
+HK$8,261/mo
Deposit HK$3.26M · loan HK$29.31M · min. income ≈ HK$313,426/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,383,858 · Scale 2, in force from 26 Feb 2026)