LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,257
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,567
−HK$2,347/mo
Today · 4.125%
HK$78,914
baseline
▲ 0.50% · 4.625%
HK$83,715
+HK$4,801/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$157,828/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,384,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,610
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,826
−HK$2,247/mo
Today · 4.125%
HK$87,073
baseline
▲ 0.50% · 4.625%
HK$91,663
+HK$4,590/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$174,146/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,384,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,108
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,880
−HK$2,816/mo
Today · 4.125%
HK$94,696
baseline
▲ 0.50% · 4.625%
HK$100,458
+HK$5,762/mo
Deposit HK$13.03M · loan HK$19.54M · min. income ≈ HK$189,392/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,384,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,132
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$101,791
−HK$2,697/mo
Today · 4.125%
HK$104,488
baseline
▲ 0.50% · 4.625%
HK$109,996
+HK$5,508/mo
Deposit HK$13.03M · loan HK$19.54M · min. income ≈ HK$208,976/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,384,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,960
−HK$6,519/mo
▼ 0.25% · 3.875%
HK$107,194
−HK$3,285/mo
Today · 4.125%
HK$110,479
baseline
▲ 0.50% · 4.625%
HK$117,201
+HK$6,722/mo
Deposit HK$9.77M · loan HK$22.80M · min. income ≈ HK$220,958/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,384,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,654
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,756
−HK$3,147/mo
Today · 4.125%
HK$121,903
baseline
▲ 0.50% · 4.625%
HK$128,328
+HK$6,425/mo
Deposit HK$9.77M · loan HK$22.80M · min. income ≈ HK$243,806/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,384,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,663
−HK$8,381/mo
▼ 0.25% · 3.875%
HK$137,820
−HK$4,224/mo
Today · 4.125%
HK$142,044
baseline
▲ 0.50% · 4.625%
HK$150,687
+HK$8,643/mo
Deposit HK$3.26M · loan HK$29.31M · min. income ≈ HK$284,088/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,384,021 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,698
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$152,686
−HK$4,046/mo
Today · 4.125%
HK$156,732
baseline
▲ 0.50% · 4.625%
HK$164,994
+HK$8,262/mo
Deposit HK$3.26M · loan HK$29.31M · min. income ≈ HK$313,464/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,384,021 · Scale 2, in force from 26 Feb 2026)