LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,258
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,568
−HK$2,347/mo
Today · 4.125%
HK$78,915
baseline
▲ 0.50% · 4.625%
HK$83,717
+HK$4,802/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$157,830/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,384,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,612
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,827
−HK$2,248/mo
Today · 4.125%
HK$87,075
baseline
▲ 0.50% · 4.625%
HK$91,665
+HK$4,590/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$174,150/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,384,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,110
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,882
−HK$2,816/mo
Today · 4.125%
HK$94,698
baseline
▲ 0.50% · 4.625%
HK$100,460
+HK$5,762/mo
Deposit HK$13.03M · loan HK$19.54M · min. income ≈ HK$189,396/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,384,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,134
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$101,793
−HK$2,697/mo
Today · 4.125%
HK$104,490
baseline
▲ 0.50% · 4.625%
HK$109,998
+HK$5,508/mo
Deposit HK$13.03M · loan HK$19.54M · min. income ≈ HK$208,980/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,384,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,962
−HK$6,519/mo
▼ 0.25% · 3.875%
HK$107,196
−HK$3,285/mo
Today · 4.125%
HK$110,481
baseline
▲ 0.50% · 4.625%
HK$117,204
+HK$6,723/mo
Deposit HK$9.77M · loan HK$22.80M · min. income ≈ HK$220,962/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,384,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,656
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,758
−HK$3,147/mo
Today · 4.125%
HK$121,905
baseline
▲ 0.50% · 4.625%
HK$128,331
+HK$6,426/mo
Deposit HK$9.77M · loan HK$22.80M · min. income ≈ HK$243,810/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,384,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,665
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$137,823
−HK$4,224/mo
Today · 4.125%
HK$142,047
baseline
▲ 0.50% · 4.625%
HK$150,690
+HK$8,643/mo
Deposit HK$3.26M · loan HK$29.31M · min. income ≈ HK$284,094/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,384,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,701
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$152,689
−HK$4,046/mo
Today · 4.125%
HK$156,735
baseline
▲ 0.50% · 4.625%
HK$164,997
+HK$8,262/mo
Deposit HK$3.26M · loan HK$29.31M · min. income ≈ HK$313,470/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,384,048 · Scale 2, in force from 26 Feb 2026)