LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,259
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,569
−HK$2,347/mo
Today · 4.125%
HK$78,916
baseline
▲ 0.50% · 4.625%
HK$83,717
+HK$4,801/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$157,832/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,384,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,612
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,828
−HK$2,248/mo
Today · 4.125%
HK$87,076
baseline
▲ 0.50% · 4.625%
HK$91,665
+HK$4,589/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$174,152/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,384,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,111
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,883
−HK$2,816/mo
Today · 4.125%
HK$94,699
baseline
▲ 0.50% · 4.625%
HK$100,461
+HK$5,762/mo
Deposit HK$13.03M · loan HK$19.54M · min. income ≈ HK$189,398/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,384,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,135
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$101,794
−HK$2,697/mo
Today · 4.125%
HK$104,491
baseline
▲ 0.50% · 4.625%
HK$109,999
+HK$5,508/mo
Deposit HK$13.03M · loan HK$19.54M · min. income ≈ HK$208,982/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,384,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,962
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,196
−HK$3,286/mo
Today · 4.125%
HK$110,482
baseline
▲ 0.50% · 4.625%
HK$117,204
+HK$6,722/mo
Deposit HK$9.77M · loan HK$22.80M · min. income ≈ HK$220,964/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,384,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,657
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,759
−HK$3,147/mo
Today · 4.125%
HK$121,906
baseline
▲ 0.50% · 4.625%
HK$128,332
+HK$6,426/mo
Deposit HK$9.77M · loan HK$22.80M · min. income ≈ HK$243,812/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,384,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,666
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$137,824
−HK$4,224/mo
Today · 4.125%
HK$142,048
baseline
▲ 0.50% · 4.625%
HK$150,691
+HK$8,643/mo
Deposit HK$3.26M · loan HK$29.31M · min. income ≈ HK$284,096/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,384,057 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,702
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$152,690
−HK$4,046/mo
Today · 4.125%
HK$156,736
baseline
▲ 0.50% · 4.625%
HK$164,998
+HK$8,262/mo
Deposit HK$3.26M · loan HK$29.31M · min. income ≈ HK$313,472/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,384,057 · Scale 2, in force from 26 Feb 2026)