LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,259
−HK$4,657/mo
▼ 0.25% · 3.875%
HK$76,569
−HK$2,347/mo
Today · 4.125%
HK$78,916
baseline
▲ 0.50% · 4.625%
HK$83,718
+HK$4,802/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$157,832/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,384,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,613
−HK$4,463/mo
▼ 0.25% · 3.875%
HK$84,829
−HK$2,247/mo
Today · 4.125%
HK$87,076
baseline
▲ 0.50% · 4.625%
HK$91,666
+HK$4,590/mo
Deposit HK$16.28M · loan HK$16.28M · min. income ≈ HK$174,152/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,384,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,111
−HK$5,588/mo
▼ 0.25% · 3.875%
HK$91,883
−HK$2,816/mo
Today · 4.125%
HK$94,699
baseline
▲ 0.50% · 4.625%
HK$100,462
+HK$5,763/mo
Deposit HK$13.03M · loan HK$19.54M · min. income ≈ HK$189,398/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,384,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,135
−HK$5,356/mo
▼ 0.25% · 3.875%
HK$101,794
−HK$2,697/mo
Today · 4.125%
HK$104,491
baseline
▲ 0.50% · 4.625%
HK$109,999
+HK$5,508/mo
Deposit HK$13.03M · loan HK$19.54M · min. income ≈ HK$208,982/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,384,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,963
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,197
−HK$3,286/mo
Today · 4.125%
HK$110,483
baseline
▲ 0.50% · 4.625%
HK$117,205
+HK$6,722/mo
Deposit HK$9.77M · loan HK$22.80M · min. income ≈ HK$220,966/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,384,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,658
−HK$6,249/mo
▼ 0.25% · 3.875%
HK$118,760
−HK$3,147/mo
Today · 4.125%
HK$121,907
baseline
▲ 0.50% · 4.625%
HK$128,333
+HK$6,426/mo
Deposit HK$9.77M · loan HK$22.80M · min. income ≈ HK$243,814/mo (50% DSR)
Upfront cash ≈ HK$11.15M (deposit + AVD stamp duty HK$1,384,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,667
−HK$8,382/mo
▼ 0.25% · 3.875%
HK$137,825
−HK$4,224/mo
Today · 4.125%
HK$142,049
baseline
▲ 0.50% · 4.625%
HK$150,692
+HK$8,643/mo
Deposit HK$3.26M · loan HK$29.31M · min. income ≈ HK$284,098/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,384,067 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,703
−HK$8,034/mo
▼ 0.25% · 3.875%
HK$152,691
−HK$4,046/mo
Today · 4.125%
HK$156,737
baseline
▲ 0.50% · 4.625%
HK$164,999
+HK$8,262/mo
Deposit HK$3.26M · loan HK$29.31M · min. income ≈ HK$313,474/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,384,067 · Scale 2, in force from 26 Feb 2026)