LTV · monthly repayment
▼ 0.50% · 3.625%
HK$742,701
−HK$46,574/mo
▼ 0.25% · 3.875%
HK$765,803
−HK$23,472/mo
Today · 4.125%
HK$789,275
baseline
▲ 0.50% · 4.625%
HK$837,301
+HK$48,026/mo
Deposit HK$162.85M · loan HK$162.85M · min. income ≈ HK$1,578,550/mo (50% DSR)
Upfront cash ≈ HK$184.03M (deposit + AVD stamp duty HK$21,171,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$826,248
−HK$44,639/mo
▼ 0.25% · 3.875%
HK$848,407
−HK$22,480/mo
Today · 4.125%
HK$870,887
baseline
▲ 0.50% · 4.625%
HK$916,793
+HK$45,906/mo
Deposit HK$162.85M · loan HK$162.85M · min. income ≈ HK$1,741,774/mo (50% DSR)
Upfront cash ≈ HK$184.03M (deposit + AVD stamp duty HK$21,171,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$891,241
−HK$55,889/mo
▼ 0.25% · 3.875%
HK$918,964
−HK$28,166/mo
Today · 4.125%
HK$947,130
baseline
▲ 0.50% · 4.625%
HK$1,004,761
+HK$57,631/mo
Deposit HK$130.28M · loan HK$195.43M · min. income ≈ HK$1,894,260/mo (50% DSR)
Upfront cash ≈ HK$151.45M (deposit + AVD stamp duty HK$21,171,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$991,497
−HK$53,568/mo
▼ 0.25% · 3.875%
HK$1,018,089
−HK$26,976/mo
Today · 4.125%
HK$1,045,065
baseline
▲ 0.50% · 4.625%
HK$1,100,152
+HK$55,087/mo
Deposit HK$130.28M · loan HK$195.43M · min. income ≈ HK$2,090,130/mo (50% DSR)
Upfront cash ≈ HK$151.45M (deposit + AVD stamp duty HK$21,171,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,039,782
−HK$65,203/mo
▼ 0.25% · 3.875%
HK$1,072,125
−HK$32,860/mo
Today · 4.125%
HK$1,104,985
baseline
▲ 0.50% · 4.625%
HK$1,172,221
+HK$67,236/mo
Deposit HK$97.71M · loan HK$228.00M · min. income ≈ HK$2,209,970/mo (50% DSR)
Upfront cash ≈ HK$118.88M (deposit + AVD stamp duty HK$21,171,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,156,747
−HK$62,495/mo
▼ 0.25% · 3.875%
HK$1,187,770
−HK$31,472/mo
Today · 4.125%
HK$1,219,242
baseline
▲ 0.50% · 4.625%
HK$1,283,510
+HK$64,268/mo
Deposit HK$97.71M · loan HK$228.00M · min. income ≈ HK$2,438,484/mo (50% DSR)
Upfront cash ≈ HK$118.88M (deposit + AVD stamp duty HK$21,171,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,336,862
−HK$83,833/mo
▼ 0.25% · 3.875%
HK$1,378,446
−HK$42,249/mo
Today · 4.125%
HK$1,420,695
baseline
▲ 0.50% · 4.625%
HK$1,507,141
+HK$86,446/mo
Deposit HK$32.57M · loan HK$293.14M · min. income ≈ HK$2,841,390/mo (50% DSR)
Upfront cash ≈ HK$53.74M (deposit + AVD stamp duty HK$21,171,119 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,487,246
−HK$80,351/mo
▼ 0.25% · 3.875%
HK$1,527,133
−HK$40,464/mo
Today · 4.125%
HK$1,567,597
baseline
▲ 0.50% · 4.625%
HK$1,650,227
+HK$82,630/mo
Deposit HK$32.57M · loan HK$293.14M · min. income ≈ HK$3,135,194/mo (50% DSR)
Upfront cash ≈ HK$53.74M (deposit + AVD stamp duty HK$21,171,119 · Scale 2, in force from 26 Feb 2026)