LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,274
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$76,584
−HK$2,348/mo
Today · 4.125%
HK$78,932
baseline
▲ 0.50% · 4.625%
HK$83,734
+HK$4,802/mo
Deposit HK$16.29M · loan HK$16.29M · min. income ≈ HK$157,864/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,384,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,629
−HK$4,464/mo
▼ 0.25% · 3.875%
HK$84,845
−HK$2,248/mo
Today · 4.125%
HK$87,093
baseline
▲ 0.50% · 4.625%
HK$91,684
+HK$4,591/mo
Deposit HK$16.29M · loan HK$16.29M · min. income ≈ HK$174,186/mo (50% DSR)
Upfront cash ≈ HK$17.67M (deposit + AVD stamp duty HK$1,384,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,129
−HK$5,589/mo
▼ 0.25% · 3.875%
HK$91,901
−HK$2,817/mo
Today · 4.125%
HK$94,718
baseline
▲ 0.50% · 4.625%
HK$100,481
+HK$5,763/mo
Deposit HK$13.03M · loan HK$19.54M · min. income ≈ HK$189,436/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,384,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,155
−HK$5,357/mo
▼ 0.25% · 3.875%
HK$101,814
−HK$2,698/mo
Today · 4.125%
HK$104,512
baseline
▲ 0.50% · 4.625%
HK$110,021
+HK$5,509/mo
Deposit HK$13.03M · loan HK$19.54M · min. income ≈ HK$209,024/mo (50% DSR)
Upfront cash ≈ HK$14.41M (deposit + AVD stamp duty HK$1,384,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,984
−HK$6,520/mo
▼ 0.25% · 3.875%
HK$107,218
−HK$3,286/mo
Today · 4.125%
HK$110,504
baseline
▲ 0.50% · 4.625%
HK$117,228
+HK$6,724/mo
Deposit HK$9.77M · loan HK$22.80M · min. income ≈ HK$221,008/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,384,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,681
−HK$6,250/mo
▼ 0.25% · 3.875%
HK$118,783
−HK$3,148/mo
Today · 4.125%
HK$121,931
baseline
▲ 0.50% · 4.625%
HK$128,358
+HK$6,427/mo
Deposit HK$9.77M · loan HK$22.80M · min. income ≈ HK$243,862/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,384,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,693
−HK$8,384/mo
▼ 0.25% · 3.875%
HK$137,852
−HK$4,225/mo
Today · 4.125%
HK$142,077
baseline
▲ 0.50% · 4.625%
HK$150,722
+HK$8,645/mo
Deposit HK$3.26M · loan HK$29.32M · min. income ≈ HK$284,154/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,384,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,732
−HK$8,036/mo
▼ 0.25% · 3.875%
HK$152,721
−HK$4,047/mo
Today · 4.125%
HK$156,768
baseline
▲ 0.50% · 4.625%
HK$165,031
+HK$8,263/mo
Deposit HK$3.26M · loan HK$29.32M · min. income ≈ HK$313,536/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,384,338 · Scale 2, in force from 26 Feb 2026)