LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,326
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$76,638
−HK$2,349/mo
Today · 4.125%
HK$78,987
baseline
▲ 0.50% · 4.625%
HK$83,793
+HK$4,806/mo
Deposit HK$16.30M · loan HK$16.30M · min. income ≈ HK$157,974/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,385,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,687
−HK$4,467/mo
▼ 0.25% · 3.875%
HK$84,905
−HK$2,249/mo
Today · 4.125%
HK$87,154
baseline
▲ 0.50% · 4.625%
HK$91,749
+HK$4,595/mo
Deposit HK$16.30M · loan HK$16.30M · min. income ≈ HK$174,308/mo (50% DSR)
Upfront cash ≈ HK$17.68M (deposit + AVD stamp duty HK$1,385,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,191
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$91,966
−HK$2,819/mo
Today · 4.125%
HK$94,785
baseline
▲ 0.50% · 4.625%
HK$100,552
+HK$5,767/mo
Deposit HK$13.04M · loan HK$19.56M · min. income ≈ HK$189,570/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,385,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,225
−HK$5,360/mo
▼ 0.25% · 3.875%
HK$101,886
−HK$2,699/mo
Today · 4.125%
HK$104,585
baseline
▲ 0.50% · 4.625%
HK$110,098
+HK$5,513/mo
Deposit HK$13.04M · loan HK$19.56M · min. income ≈ HK$209,170/mo (50% DSR)
Upfront cash ≈ HK$14.42M (deposit + AVD stamp duty HK$1,385,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,057
−HK$6,525/mo
▼ 0.25% · 3.875%
HK$107,293
−HK$3,289/mo
Today · 4.125%
HK$110,582
baseline
▲ 0.50% · 4.625%
HK$117,311
+HK$6,729/mo
Deposit HK$9.78M · loan HK$22.82M · min. income ≈ HK$221,164/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,385,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,762
−HK$6,254/mo
▼ 0.25% · 3.875%
HK$118,867
−HK$3,149/mo
Today · 4.125%
HK$122,016
baseline
▲ 0.50% · 4.625%
HK$128,448
+HK$6,432/mo
Deposit HK$9.78M · loan HK$22.82M · min. income ≈ HK$244,032/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$1,385,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,787
−HK$8,390/mo
▼ 0.25% · 3.875%
HK$137,949
−HK$4,228/mo
Today · 4.125%
HK$142,177
baseline
▲ 0.50% · 4.625%
HK$150,828
+HK$8,651/mo
Deposit HK$3.26M · loan HK$29.34M · min. income ≈ HK$284,354/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,385,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,837
−HK$8,041/mo
▼ 0.25% · 3.875%
HK$152,829
−HK$4,049/mo
Today · 4.125%
HK$156,878
baseline
▲ 0.50% · 4.625%
HK$165,147
+HK$8,269/mo
Deposit HK$3.26M · loan HK$29.34M · min. income ≈ HK$313,756/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$1,385,311 · Scale 2, in force from 26 Feb 2026)