LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,346
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,659
−HK$2,350/mo
Today · 4.125%
HK$79,009
baseline
▲ 0.50% · 4.625%
HK$83,816
+HK$4,807/mo
Deposit HK$16.30M · loan HK$16.30M · min. income ≈ HK$158,018/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,385,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,710
−HK$4,468/mo
▼ 0.25% · 3.875%
HK$84,928
−HK$2,250/mo
Today · 4.125%
HK$87,178
baseline
▲ 0.50% · 4.625%
HK$91,773
+HK$4,595/mo
Deposit HK$16.30M · loan HK$16.30M · min. income ≈ HK$174,356/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,385,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,216
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$91,991
−HK$2,819/mo
Today · 4.125%
HK$94,810
baseline
▲ 0.50% · 4.625%
HK$100,579
+HK$5,769/mo
Deposit HK$13.04M · loan HK$19.56M · min. income ≈ HK$189,620/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,385,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,251
−HK$5,363/mo
▼ 0.25% · 3.875%
HK$101,913
−HK$2,701/mo
Today · 4.125%
HK$104,614
baseline
▲ 0.50% · 4.625%
HK$110,128
+HK$5,514/mo
Deposit HK$13.04M · loan HK$19.56M · min. income ≈ HK$209,228/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,385,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,085
−HK$6,527/mo
▼ 0.25% · 3.875%
HK$107,323
−HK$3,289/mo
Today · 4.125%
HK$110,612
baseline
▲ 0.50% · 4.625%
HK$117,342
+HK$6,730/mo
Deposit HK$9.78M · loan HK$22.82M · min. income ≈ HK$221,224/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,385,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,793
−HK$6,256/mo
▼ 0.25% · 3.875%
HK$118,899
−HK$3,150/mo
Today · 4.125%
HK$122,049
baseline
▲ 0.50% · 4.625%
HK$128,483
+HK$6,434/mo
Deposit HK$9.78M · loan HK$22.82M · min. income ≈ HK$244,098/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,385,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,823
−HK$8,392/mo
▼ 0.25% · 3.875%
HK$137,986
−HK$4,229/mo
Today · 4.125%
HK$142,215
baseline
▲ 0.50% · 4.625%
HK$150,869
+HK$8,654/mo
Deposit HK$3.26M · loan HK$29.34M · min. income ≈ HK$284,430/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,385,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,877
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$152,870
−HK$4,051/mo
Today · 4.125%
HK$156,921
baseline
▲ 0.50% · 4.625%
HK$165,192
+HK$8,271/mo
Deposit HK$3.26M · loan HK$29.34M · min. income ≈ HK$313,842/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,385,687 · Scale 2, in force from 26 Feb 2026)