LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,351
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,664
−HK$2,350/mo
Today · 4.125%
HK$79,014
baseline
▲ 0.50% · 4.625%
HK$83,821
+HK$4,807/mo
Deposit HK$16.30M · loan HK$16.30M · min. income ≈ HK$158,028/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,385,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,715
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,933
−HK$2,251/mo
Today · 4.125%
HK$87,184
baseline
▲ 0.50% · 4.625%
HK$91,779
+HK$4,595/mo
Deposit HK$16.30M · loan HK$16.30M · min. income ≈ HK$174,368/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,385,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,221
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$91,997
−HK$2,819/mo
Today · 4.125%
HK$94,816
baseline
▲ 0.50% · 4.625%
HK$100,586
+HK$5,770/mo
Deposit HK$13.04M · loan HK$19.56M · min. income ≈ HK$189,632/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,385,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,258
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$101,920
−HK$2,700/mo
Today · 4.125%
HK$104,620
baseline
▲ 0.50% · 4.625%
HK$110,135
+HK$5,515/mo
Deposit HK$13.04M · loan HK$19.56M · min. income ≈ HK$209,240/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,385,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,092
−HK$6,527/mo
▼ 0.25% · 3.875%
HK$107,329
−HK$3,290/mo
Today · 4.125%
HK$110,619
baseline
▲ 0.50% · 4.625%
HK$117,350
+HK$6,731/mo
Deposit HK$9.78M · loan HK$22.82M · min. income ≈ HK$221,238/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,385,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,801
−HK$6,256/mo
▼ 0.25% · 3.875%
HK$118,907
−HK$3,150/mo
Today · 4.125%
HK$122,057
baseline
▲ 0.50% · 4.625%
HK$128,491
+HK$6,434/mo
Deposit HK$9.78M · loan HK$22.82M · min. income ≈ HK$244,114/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,385,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,832
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$137,995
−HK$4,230/mo
Today · 4.125%
HK$142,225
baseline
▲ 0.50% · 4.625%
HK$150,879
+HK$8,654/mo
Deposit HK$3.26M · loan HK$29.35M · min. income ≈ HK$284,450/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,385,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,887
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$152,880
−HK$4,051/mo
Today · 4.125%
HK$156,931
baseline
▲ 0.50% · 4.625%
HK$165,203
+HK$8,272/mo
Deposit HK$3.26M · loan HK$29.35M · min. income ≈ HK$313,862/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,385,776 · Scale 2, in force from 26 Feb 2026)