LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,354
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$76,667
−HK$2,350/mo
Today · 4.125%
HK$79,017
baseline
▲ 0.50% · 4.625%
HK$83,825
+HK$4,808/mo
Deposit HK$16.30M · loan HK$16.30M · min. income ≈ HK$158,034/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,385,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,718
−HK$4,469/mo
▼ 0.25% · 3.875%
HK$84,937
−HK$2,250/mo
Today · 4.125%
HK$87,187
baseline
▲ 0.50% · 4.625%
HK$91,783
+HK$4,596/mo
Deposit HK$16.30M · loan HK$16.30M · min. income ≈ HK$174,374/mo (50% DSR)
Upfront cash ≈ HK$17.69M (deposit + AVD stamp duty HK$1,385,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,225
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$92,000
−HK$2,820/mo
Today · 4.125%
HK$94,820
baseline
▲ 0.50% · 4.625%
HK$100,590
+HK$5,770/mo
Deposit HK$13.04M · loan HK$19.56M · min. income ≈ HK$189,640/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,385,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,262
−HK$5,362/mo
▼ 0.25% · 3.875%
HK$101,924
−HK$2,700/mo
Today · 4.125%
HK$104,624
baseline
▲ 0.50% · 4.625%
HK$110,139
+HK$5,515/mo
Deposit HK$13.04M · loan HK$19.56M · min. income ≈ HK$209,248/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,385,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,096
−HK$6,527/mo
▼ 0.25% · 3.875%
HK$107,334
−HK$3,289/mo
Today · 4.125%
HK$110,623
baseline
▲ 0.50% · 4.625%
HK$117,354
+HK$6,731/mo
Deposit HK$9.78M · loan HK$22.83M · min. income ≈ HK$221,246/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,385,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,805
−HK$6,257/mo
▼ 0.25% · 3.875%
HK$118,911
−HK$3,151/mo
Today · 4.125%
HK$122,062
baseline
▲ 0.50% · 4.625%
HK$128,496
+HK$6,434/mo
Deposit HK$9.78M · loan HK$22.83M · min. income ≈ HK$244,124/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,385,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,837
−HK$8,393/mo
▼ 0.25% · 3.875%
HK$138,000
−HK$4,230/mo
Today · 4.125%
HK$142,230
baseline
▲ 0.50% · 4.625%
HK$150,884
+HK$8,654/mo
Deposit HK$3.26M · loan HK$29.35M · min. income ≈ HK$284,460/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,385,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,893
−HK$8,044/mo
▼ 0.25% · 3.875%
HK$152,886
−HK$4,051/mo
Today · 4.125%
HK$156,937
baseline
▲ 0.50% · 4.625%
HK$165,209
+HK$8,272/mo
Deposit HK$3.26M · loan HK$29.35M · min. income ≈ HK$313,874/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,385,829 · Scale 2, in force from 26 Feb 2026)