LTV · monthly repayment
▼ 0.50% · 3.625%
HK$743,653
−HK$46,634/mo
▼ 0.25% · 3.875%
HK$766,785
−HK$23,502/mo
Today · 4.125%
HK$790,287
baseline
▲ 0.50% · 4.625%
HK$838,374
+HK$48,087/mo
Deposit HK$163.06M · loan HK$163.06M · min. income ≈ HK$1,580,574/mo (50% DSR)
Upfront cash ≈ HK$184.26M (deposit + AVD stamp duty HK$21,198,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$827,307
−HK$44,697/mo
▼ 0.25% · 3.875%
HK$849,495
−HK$22,509/mo
Today · 4.125%
HK$872,004
baseline
▲ 0.50% · 4.625%
HK$917,968
+HK$45,964/mo
Deposit HK$163.06M · loan HK$163.06M · min. income ≈ HK$1,744,008/mo (50% DSR)
Upfront cash ≈ HK$184.26M (deposit + AVD stamp duty HK$21,198,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$892,384
−HK$55,960/mo
▼ 0.25% · 3.875%
HK$920,142
−HK$28,202/mo
Today · 4.125%
HK$948,344
baseline
▲ 0.50% · 4.625%
HK$1,006,049
+HK$57,705/mo
Deposit HK$130.45M · loan HK$195.68M · min. income ≈ HK$1,896,688/mo (50% DSR)
Upfront cash ≈ HK$151.65M (deposit + AVD stamp duty HK$21,198,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$992,768
−HK$53,636/mo
▼ 0.25% · 3.875%
HK$1,019,394
−HK$27,010/mo
Today · 4.125%
HK$1,046,404
baseline
▲ 0.50% · 4.625%
HK$1,101,562
+HK$55,158/mo
Deposit HK$130.45M · loan HK$195.68M · min. income ≈ HK$2,092,808/mo (50% DSR)
Upfront cash ≈ HK$151.65M (deposit + AVD stamp duty HK$21,198,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,041,115
−HK$65,287/mo
▼ 0.25% · 3.875%
HK$1,073,499
−HK$32,903/mo
Today · 4.125%
HK$1,106,402
baseline
▲ 0.50% · 4.625%
HK$1,173,724
+HK$67,322/mo
Deposit HK$97.84M · loan HK$228.29M · min. income ≈ HK$2,212,804/mo (50% DSR)
Upfront cash ≈ HK$119.04M (deposit + AVD stamp duty HK$21,198,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,158,230
−HK$62,575/mo
▼ 0.25% · 3.875%
HK$1,189,293
−HK$31,512/mo
Today · 4.125%
HK$1,220,805
baseline
▲ 0.50% · 4.625%
HK$1,285,155
+HK$64,350/mo
Deposit HK$97.84M · loan HK$228.29M · min. income ≈ HK$2,441,610/mo (50% DSR)
Upfront cash ≈ HK$119.04M (deposit + AVD stamp duty HK$21,198,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,338,576
−HK$83,940/mo
▼ 0.25% · 3.875%
HK$1,380,213
−HK$42,303/mo
Today · 4.125%
HK$1,422,516
baseline
▲ 0.50% · 4.625%
HK$1,509,073
+HK$86,557/mo
Deposit HK$32.61M · loan HK$293.51M · min. income ≈ HK$2,845,032/mo (50% DSR)
Upfront cash ≈ HK$53.81M (deposit + AVD stamp duty HK$21,198,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,489,152
−HK$80,455/mo
▼ 0.25% · 3.875%
HK$1,529,091
−HK$40,516/mo
Today · 4.125%
HK$1,569,607
baseline
▲ 0.50% · 4.625%
HK$1,652,343
+HK$82,736/mo
Deposit HK$32.61M · loan HK$293.51M · min. income ≈ HK$3,139,214/mo (50% DSR)
Upfront cash ≈ HK$53.81M (deposit + AVD stamp duty HK$21,198,257 · Scale 2, in force from 26 Feb 2026)