LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,381
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$76,695
−HK$2,350/mo
Today · 4.125%
HK$79,045
baseline
▲ 0.50% · 4.625%
HK$83,855
+HK$4,810/mo
Deposit HK$16.31M · loan HK$16.31M · min. income ≈ HK$158,090/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,386,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,748
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,967
−HK$2,252/mo
Today · 4.125%
HK$87,219
baseline
▲ 0.50% · 4.625%
HK$91,816
+HK$4,597/mo
Deposit HK$16.31M · loan HK$16.31M · min. income ≈ HK$174,438/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,386,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,257
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,034
−HK$2,821/mo
Today · 4.125%
HK$94,855
baseline
▲ 0.50% · 4.625%
HK$100,626
+HK$5,771/mo
Deposit HK$13.05M · loan HK$19.57M · min. income ≈ HK$189,710/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,386,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,298
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,961
−HK$2,702/mo
Today · 4.125%
HK$104,663
baseline
▲ 0.50% · 4.625%
HK$110,180
+HK$5,517/mo
Deposit HK$13.05M · loan HK$19.57M · min. income ≈ HK$209,326/mo (50% DSR)
Upfront cash ≈ HK$14.43M (deposit + AVD stamp duty HK$1,386,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,134
−HK$6,530/mo
▼ 0.25% · 3.875%
HK$107,373
−HK$3,291/mo
Today · 4.125%
HK$110,664
baseline
▲ 0.50% · 4.625%
HK$117,397
+HK$6,733/mo
Deposit HK$9.79M · loan HK$22.83M · min. income ≈ HK$221,328/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,386,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,847
−HK$6,259/mo
▼ 0.25% · 3.875%
HK$118,954
−HK$3,152/mo
Today · 4.125%
HK$122,106
baseline
▲ 0.50% · 4.625%
HK$128,543
+HK$6,437/mo
Deposit HK$9.79M · loan HK$22.83M · min. income ≈ HK$244,212/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,386,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,886
−HK$8,396/mo
▼ 0.25% · 3.875%
HK$138,051
−HK$4,231/mo
Today · 4.125%
HK$142,282
baseline
▲ 0.50% · 4.625%
HK$150,939
+HK$8,657/mo
Deposit HK$3.26M · loan HK$29.36M · min. income ≈ HK$284,564/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,386,334 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,947
−HK$8,047/mo
▼ 0.25% · 3.875%
HK$152,941
−HK$4,053/mo
Today · 4.125%
HK$156,994
baseline
▲ 0.50% · 4.625%
HK$165,269
+HK$8,275/mo
Deposit HK$3.26M · loan HK$29.36M · min. income ≈ HK$313,988/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,386,334 · Scale 2, in force from 26 Feb 2026)