LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,391
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$76,705
−HK$2,351/mo
Today · 4.125%
HK$79,056
baseline
▲ 0.50% · 4.625%
HK$83,866
+HK$4,810/mo
Deposit HK$16.31M · loan HK$16.31M · min. income ≈ HK$158,112/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,386,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,759
−HK$4,471/mo
▼ 0.25% · 3.875%
HK$84,978
−HK$2,252/mo
Today · 4.125%
HK$87,230
baseline
▲ 0.50% · 4.625%
HK$91,828
+HK$4,598/mo
Deposit HK$16.31M · loan HK$16.31M · min. income ≈ HK$174,460/mo (50% DSR)
Upfront cash ≈ HK$17.70M (deposit + AVD stamp duty HK$1,386,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,269
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$92,046
−HK$2,821/mo
Today · 4.125%
HK$94,867
baseline
▲ 0.50% · 4.625%
HK$100,639
+HK$5,772/mo
Deposit HK$13.05M · loan HK$19.57M · min. income ≈ HK$189,734/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,386,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,311
−HK$5,365/mo
▼ 0.25% · 3.875%
HK$101,974
−HK$2,702/mo
Today · 4.125%
HK$104,676
baseline
▲ 0.50% · 4.625%
HK$110,194
+HK$5,518/mo
Deposit HK$13.05M · loan HK$19.57M · min. income ≈ HK$209,352/mo (50% DSR)
Upfront cash ≈ HK$14.44M (deposit + AVD stamp duty HK$1,386,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,147
−HK$6,531/mo
▼ 0.25% · 3.875%
HK$107,387
−HK$3,291/mo
Today · 4.125%
HK$110,678
baseline
▲ 0.50% · 4.625%
HK$117,412
+HK$6,734/mo
Deposit HK$9.79M · loan HK$22.84M · min. income ≈ HK$221,356/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,386,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,862
−HK$6,260/mo
▼ 0.25% · 3.875%
HK$118,970
−HK$3,152/mo
Today · 4.125%
HK$122,122
baseline
▲ 0.50% · 4.625%
HK$128,559
+HK$6,437/mo
Deposit HK$9.79M · loan HK$22.84M · min. income ≈ HK$244,244/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$1,386,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,903
−HK$8,397/mo
▼ 0.25% · 3.875%
HK$138,068
−HK$4,232/mo
Today · 4.125%
HK$142,300
baseline
▲ 0.50% · 4.625%
HK$150,959
+HK$8,659/mo
Deposit HK$3.26M · loan HK$29.36M · min. income ≈ HK$284,600/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,386,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$148,966
−HK$8,048/mo
▼ 0.25% · 3.875%
HK$152,961
−HK$4,053/mo
Today · 4.125%
HK$157,014
baseline
▲ 0.50% · 4.625%
HK$165,291
+HK$8,277/mo
Deposit HK$3.26M · loan HK$29.36M · min. income ≈ HK$314,028/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,386,513 · Scale 2, in force from 26 Feb 2026)