LTV · monthly repayment
▼ 0.50% · 3.625%
HK$744,015
−HK$46,656/mo
▼ 0.25% · 3.875%
HK$767,158
−HK$23,513/mo
Today · 4.125%
HK$790,671
baseline
▲ 0.50% · 4.625%
HK$838,782
+HK$48,111/mo
Deposit HK$163.14M · loan HK$163.14M · min. income ≈ HK$1,581,342/mo (50% DSR)
Upfront cash ≈ HK$184.35M (deposit + AVD stamp duty HK$21,208,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$827,709
−HK$44,719/mo
▼ 0.25% · 3.875%
HK$849,908
−HK$22,520/mo
Today · 4.125%
HK$872,428
baseline
▲ 0.50% · 4.625%
HK$918,415
+HK$45,987/mo
Deposit HK$163.14M · loan HK$163.14M · min. income ≈ HK$1,744,856/mo (50% DSR)
Upfront cash ≈ HK$184.35M (deposit + AVD stamp duty HK$21,208,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$892,818
−HK$55,987/mo
▼ 0.25% · 3.875%
HK$920,590
−HK$28,215/mo
Today · 4.125%
HK$948,805
baseline
▲ 0.50% · 4.625%
HK$1,006,538
+HK$57,733/mo
Deposit HK$130.51M · loan HK$195.77M · min. income ≈ HK$1,897,610/mo (50% DSR)
Upfront cash ≈ HK$151.72M (deposit + AVD stamp duty HK$21,208,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$993,251
−HK$53,662/mo
▼ 0.25% · 3.875%
HK$1,019,889
−HK$27,024/mo
Today · 4.125%
HK$1,046,913
baseline
▲ 0.50% · 4.625%
HK$1,102,098
+HK$55,185/mo
Deposit HK$130.51M · loan HK$195.77M · min. income ≈ HK$2,093,826/mo (50% DSR)
Upfront cash ≈ HK$151.72M (deposit + AVD stamp duty HK$21,208,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,041,621
−HK$65,319/mo
▼ 0.25% · 3.875%
HK$1,074,021
−HK$32,919/mo
Today · 4.125%
HK$1,106,940
baseline
▲ 0.50% · 4.625%
HK$1,174,294
+HK$67,354/mo
Deposit HK$97.89M · loan HK$228.40M · min. income ≈ HK$2,213,880/mo (50% DSR)
Upfront cash ≈ HK$119.09M (deposit + AVD stamp duty HK$21,208,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,158,793
−HK$62,606/mo
▼ 0.25% · 3.875%
HK$1,189,871
−HK$31,528/mo
Today · 4.125%
HK$1,221,399
baseline
▲ 0.50% · 4.625%
HK$1,285,780
+HK$64,381/mo
Deposit HK$97.89M · loan HK$228.40M · min. income ≈ HK$2,442,798/mo (50% DSR)
Upfront cash ≈ HK$119.09M (deposit + AVD stamp duty HK$21,208,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,339,227
−HK$83,981/mo
▼ 0.25% · 3.875%
HK$1,380,884
−HK$42,324/mo
Today · 4.125%
HK$1,423,208
baseline
▲ 0.50% · 4.625%
HK$1,509,807
+HK$86,599/mo
Deposit HK$32.63M · loan HK$293.66M · min. income ≈ HK$2,846,416/mo (50% DSR)
Upfront cash ≈ HK$53.84M (deposit + AVD stamp duty HK$21,208,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,489,876
−HK$80,494/mo
▼ 0.25% · 3.875%
HK$1,529,834
−HK$40,536/mo
Today · 4.125%
HK$1,570,370
baseline
▲ 0.50% · 4.625%
HK$1,653,146
+HK$82,776/mo
Deposit HK$32.63M · loan HK$293.66M · min. income ≈ HK$3,140,740/mo (50% DSR)
Upfront cash ≈ HK$53.84M (deposit + AVD stamp duty HK$21,208,567 · Scale 2, in force from 26 Feb 2026)