LTV · monthly repayment
▼ 0.50% · 3.625%
HK$744,236
−HK$46,670/mo
▼ 0.25% · 3.875%
HK$767,386
−HK$23,520/mo
Today · 4.125%
HK$790,906
baseline
▲ 0.50% · 4.625%
HK$839,031
+HK$48,125/mo
Deposit HK$163.19M · loan HK$163.19M · min. income ≈ HK$1,581,812/mo (50% DSR)
Upfront cash ≈ HK$184.41M (deposit + AVD stamp duty HK$21,214,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$827,955
−HK$44,732/mo
▼ 0.25% · 3.875%
HK$850,160
−HK$22,527/mo
Today · 4.125%
HK$872,687
baseline
▲ 0.50% · 4.625%
HK$918,687
+HK$46,000/mo
Deposit HK$163.19M · loan HK$163.19M · min. income ≈ HK$1,745,374/mo (50% DSR)
Upfront cash ≈ HK$184.41M (deposit + AVD stamp duty HK$21,214,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$893,083
−HK$56,004/mo
▼ 0.25% · 3.875%
HK$920,863
−HK$28,224/mo
Today · 4.125%
HK$949,087
baseline
▲ 0.50% · 4.625%
HK$1,006,837
+HK$57,750/mo
Deposit HK$130.55M · loan HK$195.83M · min. income ≈ HK$1,898,174/mo (50% DSR)
Upfront cash ≈ HK$151.77M (deposit + AVD stamp duty HK$21,214,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$993,546
−HK$53,678/mo
▼ 0.25% · 3.875%
HK$1,020,192
−HK$27,032/mo
Today · 4.125%
HK$1,047,224
baseline
▲ 0.50% · 4.625%
HK$1,102,424
+HK$55,200/mo
Deposit HK$130.55M · loan HK$195.83M · min. income ≈ HK$2,094,448/mo (50% DSR)
Upfront cash ≈ HK$151.77M (deposit + AVD stamp duty HK$21,214,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,041,930
−HK$65,338/mo
▼ 0.25% · 3.875%
HK$1,074,340
−HK$32,928/mo
Today · 4.125%
HK$1,107,268
baseline
▲ 0.50% · 4.625%
HK$1,174,643
+HK$67,375/mo
Deposit HK$97.91M · loan HK$228.47M · min. income ≈ HK$2,214,536/mo (50% DSR)
Upfront cash ≈ HK$119.13M (deposit + AVD stamp duty HK$21,214,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,159,137
−HK$62,624/mo
▼ 0.25% · 3.875%
HK$1,190,224
−HK$31,537/mo
Today · 4.125%
HK$1,221,761
baseline
▲ 0.50% · 4.625%
HK$1,286,162
+HK$64,401/mo
Deposit HK$97.91M · loan HK$228.47M · min. income ≈ HK$2,443,522/mo (50% DSR)
Upfront cash ≈ HK$119.13M (deposit + AVD stamp duty HK$21,214,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,339,624
−HK$84,007/mo
▼ 0.25% · 3.875%
HK$1,381,294
−HK$42,337/mo
Today · 4.125%
HK$1,423,631
baseline
▲ 0.50% · 4.625%
HK$1,510,255
+HK$86,624/mo
Deposit HK$32.64M · loan HK$293.74M · min. income ≈ HK$2,847,262/mo (50% DSR)
Upfront cash ≈ HK$53.85M (deposit + AVD stamp duty HK$21,214,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,490,319
−HK$80,517/mo
▼ 0.25% · 3.875%
HK$1,530,288
−HK$40,548/mo
Today · 4.125%
HK$1,570,836
baseline
▲ 0.50% · 4.625%
HK$1,653,637
+HK$82,801/mo
Deposit HK$32.64M · loan HK$293.74M · min. income ≈ HK$3,141,672/mo (50% DSR)
Upfront cash ≈ HK$53.85M (deposit + AVD stamp duty HK$21,214,860 · Scale 2, in force from 26 Feb 2026)