LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,453
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,769
−HK$2,353/mo
Today · 4.125%
HK$79,122
baseline
▲ 0.50% · 4.625%
HK$83,937
+HK$4,815/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$158,244/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,387,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,829
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$85,050
−HK$2,254/mo
Today · 4.125%
HK$87,304
baseline
▲ 0.50% · 4.625%
HK$91,906
+HK$4,602/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$174,608/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,387,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,344
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,123
−HK$2,824/mo
Today · 4.125%
HK$94,947
baseline
▲ 0.50% · 4.625%
HK$100,724
+HK$5,777/mo
Deposit HK$13.06M · loan HK$19.59M · min. income ≈ HK$189,894/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,387,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,394
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,060
−HK$2,704/mo
Today · 4.125%
HK$104,764
baseline
▲ 0.50% · 4.625%
HK$110,287
+HK$5,523/mo
Deposit HK$13.06M · loan HK$19.59M · min. income ≈ HK$209,528/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,387,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,235
−HK$6,536/mo
▼ 0.25% · 3.875%
HK$107,477
−HK$3,294/mo
Today · 4.125%
HK$110,771
baseline
▲ 0.50% · 4.625%
HK$117,511
+HK$6,740/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$221,542/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,387,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,960
−HK$6,265/mo
▼ 0.25% · 3.875%
HK$119,070
−HK$3,155/mo
Today · 4.125%
HK$122,225
baseline
▲ 0.50% · 4.625%
HK$128,668
+HK$6,443/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$244,450/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,387,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,016
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$138,185
−HK$4,235/mo
Today · 4.125%
HK$142,420
baseline
▲ 0.50% · 4.625%
HK$151,086
+HK$8,666/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$284,840/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,387,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,092
−HK$8,055/mo
▼ 0.25% · 3.875%
HK$153,090
−HK$4,057/mo
Today · 4.125%
HK$157,147
baseline
▲ 0.50% · 4.625%
HK$165,430
+HK$8,283/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$314,294/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,387,682 · Scale 2, in force from 26 Feb 2026)