LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,456
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,772
−HK$2,353/mo
Today · 4.125%
HK$79,125
baseline
▲ 0.50% · 4.625%
HK$83,939
+HK$4,814/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$158,250/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,831
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$85,053
−HK$2,253/mo
Today · 4.125%
HK$87,306
baseline
▲ 0.50% · 4.625%
HK$91,908
+HK$4,602/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$174,612/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,347
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,126
−HK$2,824/mo
Today · 4.125%
HK$94,950
baseline
▲ 0.50% · 4.625%
HK$100,727
+HK$5,777/mo
Deposit HK$13.06M · loan HK$19.59M · min. income ≈ HK$189,900/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,397
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,063
−HK$2,704/mo
Today · 4.125%
HK$104,767
baseline
▲ 0.50% · 4.625%
HK$110,290
+HK$5,523/mo
Deposit HK$13.06M · loan HK$19.59M · min. income ≈ HK$209,534/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,238
−HK$6,536/mo
▼ 0.25% · 3.875%
HK$107,480
−HK$3,294/mo
Today · 4.125%
HK$110,774
baseline
▲ 0.50% · 4.625%
HK$117,515
+HK$6,741/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$221,548/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,964
−HK$6,265/mo
▼ 0.25% · 3.875%
HK$119,074
−HK$3,155/mo
Today · 4.125%
HK$122,229
baseline
▲ 0.50% · 4.625%
HK$128,672
+HK$6,443/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$244,458/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,020
−HK$8,404/mo
▼ 0.25% · 3.875%
HK$138,189
−HK$4,235/mo
Today · 4.125%
HK$142,424
baseline
▲ 0.50% · 4.625%
HK$151,091
+HK$8,667/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$284,848/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,387,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,096
−HK$8,055/mo
▼ 0.25% · 3.875%
HK$153,095
−HK$4,056/mo
Today · 4.125%
HK$157,151
baseline
▲ 0.50% · 4.625%
HK$165,435
+HK$8,284/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$314,302/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,387,723 · Scale 2, in force from 26 Feb 2026)