LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,457
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,773
−HK$2,354/mo
Today · 4.125%
HK$79,127
baseline
▲ 0.50% · 4.625%
HK$83,941
+HK$4,814/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$158,254/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,387,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,833
−HK$4,475/mo
▼ 0.25% · 3.875%
HK$85,055
−HK$2,253/mo
Today · 4.125%
HK$87,308
baseline
▲ 0.50% · 4.625%
HK$91,910
+HK$4,602/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$174,616/mo (50% DSR)
Upfront cash ≈ HK$17.71M (deposit + AVD stamp duty HK$1,387,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,349
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,128
−HK$2,824/mo
Today · 4.125%
HK$94,952
baseline
▲ 0.50% · 4.625%
HK$100,729
+HK$5,777/mo
Deposit HK$13.06M · loan HK$19.59M · min. income ≈ HK$189,904/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,387,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,400
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,066
−HK$2,704/mo
Today · 4.125%
HK$104,770
baseline
▲ 0.50% · 4.625%
HK$110,293
+HK$5,523/mo
Deposit HK$13.06M · loan HK$19.59M · min. income ≈ HK$209,540/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,387,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,240
−HK$6,537/mo
▼ 0.25% · 3.875%
HK$107,483
−HK$3,294/mo
Today · 4.125%
HK$110,777
baseline
▲ 0.50% · 4.625%
HK$117,518
+HK$6,741/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$221,554/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,387,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,966
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$119,077
−HK$3,155/mo
Today · 4.125%
HK$122,232
baseline
▲ 0.50% · 4.625%
HK$128,675
+HK$6,443/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$244,464/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$1,387,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,023
−HK$8,405/mo
▼ 0.25% · 3.875%
HK$138,192
−HK$4,236/mo
Today · 4.125%
HK$142,428
baseline
▲ 0.50% · 4.625%
HK$151,094
+HK$8,666/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$284,856/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,387,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,100
−HK$8,055/mo
▼ 0.25% · 3.875%
HK$153,098
−HK$4,057/mo
Today · 4.125%
HK$157,155
baseline
▲ 0.50% · 4.625%
HK$165,439
+HK$8,284/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$314,310/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,387,756 · Scale 2, in force from 26 Feb 2026)