LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,469
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,786
−HK$2,353/mo
Today · 4.125%
HK$79,139
baseline
▲ 0.50% · 4.625%
HK$83,955
+HK$4,816/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$158,278/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,387,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,846
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,068
−HK$2,254/mo
Today · 4.125%
HK$87,322
baseline
▲ 0.50% · 4.625%
HK$91,925
+HK$4,603/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$174,644/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,387,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,363
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,143
−HK$2,824/mo
Today · 4.125%
HK$94,967
baseline
▲ 0.50% · 4.625%
HK$100,746
+HK$5,779/mo
Deposit HK$13.06M · loan HK$19.59M · min. income ≈ HK$189,934/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,387,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,416
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,082
−HK$2,705/mo
Today · 4.125%
HK$104,787
baseline
▲ 0.50% · 4.625%
HK$110,310
+HK$5,523/mo
Deposit HK$13.06M · loan HK$19.59M · min. income ≈ HK$209,574/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,387,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,257
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$107,500
−HK$3,295/mo
Today · 4.125%
HK$110,795
baseline
▲ 0.50% · 4.625%
HK$117,537
+HK$6,742/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$221,590/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,387,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,985
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$119,096
−HK$3,155/mo
Today · 4.125%
HK$122,251
baseline
▲ 0.50% · 4.625%
HK$128,695
+HK$6,444/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$244,502/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,387,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,045
−HK$8,406/mo
▼ 0.25% · 3.875%
HK$138,214
−HK$4,237/mo
Today · 4.125%
HK$142,451
baseline
▲ 0.50% · 4.625%
HK$151,118
+HK$8,667/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$284,902/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,387,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,124
−HK$8,056/mo
▼ 0.25% · 3.875%
HK$153,123
−HK$4,057/mo
Today · 4.125%
HK$157,180
baseline
▲ 0.50% · 4.625%
HK$165,465
+HK$8,285/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$314,360/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,387,979 · Scale 2, in force from 26 Feb 2026)