LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,471
−HK$4,669/mo
▼ 0.25% · 3.875%
HK$76,787
−HK$2,353/mo
Today · 4.125%
HK$79,140
baseline
▲ 0.50% · 4.625%
HK$83,956
+HK$4,816/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$158,280/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,388,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,848
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,070
−HK$2,254/mo
Today · 4.125%
HK$87,324
baseline
▲ 0.50% · 4.625%
HK$91,927
+HK$4,603/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$174,648/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,388,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,365
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,144
−HK$2,825/mo
Today · 4.125%
HK$94,969
baseline
▲ 0.50% · 4.625%
HK$100,747
+HK$5,778/mo
Deposit HK$13.06M · loan HK$19.60M · min. income ≈ HK$189,938/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,388,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,417
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,084
−HK$2,704/mo
Today · 4.125%
HK$104,788
baseline
▲ 0.50% · 4.625%
HK$110,312
+HK$5,524/mo
Deposit HK$13.06M · loan HK$19.60M · min. income ≈ HK$209,576/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,388,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,259
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$107,502
−HK$3,295/mo
Today · 4.125%
HK$110,797
baseline
▲ 0.50% · 4.625%
HK$117,538
+HK$6,741/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$221,594/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,987
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$119,098
−HK$3,155/mo
Today · 4.125%
HK$122,253
baseline
▲ 0.50% · 4.625%
HK$128,697
+HK$6,444/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$244,506/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,047
−HK$8,406/mo
▼ 0.25% · 3.875%
HK$138,217
−HK$4,236/mo
Today · 4.125%
HK$142,453
baseline
▲ 0.50% · 4.625%
HK$151,121
+HK$8,668/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$284,906/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,388,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,126
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$153,125
−HK$4,058/mo
Today · 4.125%
HK$157,183
baseline
▲ 0.50% · 4.625%
HK$165,468
+HK$8,285/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$314,366/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,388,001 · Scale 2, in force from 26 Feb 2026)