LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,473
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,790
−HK$2,353/mo
Today · 4.125%
HK$79,143
baseline
▲ 0.50% · 4.625%
HK$83,959
+HK$4,816/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$158,286/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,388,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,850
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,072
−HK$2,255/mo
Today · 4.125%
HK$87,327
baseline
▲ 0.50% · 4.625%
HK$91,930
+HK$4,603/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$174,654/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,388,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,368
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,147
−HK$2,825/mo
Today · 4.125%
HK$94,972
baseline
▲ 0.50% · 4.625%
HK$100,751
+HK$5,779/mo
Deposit HK$13.06M · loan HK$19.60M · min. income ≈ HK$189,944/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,388,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,421
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,087
−HK$2,705/mo
Today · 4.125%
HK$104,792
baseline
▲ 0.50% · 4.625%
HK$110,316
+HK$5,524/mo
Deposit HK$13.06M · loan HK$19.60M · min. income ≈ HK$209,584/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,388,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,262
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$107,505
−HK$3,295/mo
Today · 4.125%
HK$110,800
baseline
▲ 0.50% · 4.625%
HK$117,542
+HK$6,742/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$221,600/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$115,991
−HK$6,266/mo
▼ 0.25% · 3.875%
HK$119,101
−HK$3,156/mo
Today · 4.125%
HK$122,257
baseline
▲ 0.50% · 4.625%
HK$128,702
+HK$6,445/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$244,514/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,051
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$138,221
−HK$4,237/mo
Today · 4.125%
HK$142,458
baseline
▲ 0.50% · 4.625%
HK$151,126
+HK$8,668/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$284,916/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,388,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,131
−HK$8,057/mo
▼ 0.25% · 3.875%
HK$153,130
−HK$4,058/mo
Today · 4.125%
HK$157,188
baseline
▲ 0.50% · 4.625%
HK$165,473
+HK$8,285/mo
Deposit HK$3.27M · loan HK$29.39M · min. income ≈ HK$314,376/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,388,047 · Scale 2, in force from 26 Feb 2026)