LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,480
−HK$4,670/mo
▼ 0.25% · 3.875%
HK$76,796
−HK$2,354/mo
Today · 4.125%
HK$79,150
baseline
▲ 0.50% · 4.625%
HK$83,966
+HK$4,816/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$158,300/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,388,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,858
−HK$4,476/mo
▼ 0.25% · 3.875%
HK$85,080
−HK$2,254/mo
Today · 4.125%
HK$87,334
baseline
▲ 0.50% · 4.625%
HK$91,938
+HK$4,604/mo
Deposit HK$16.33M · loan HK$16.33M · min. income ≈ HK$174,668/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,388,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,376
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,156
−HK$2,824/mo
Today · 4.125%
HK$94,980
baseline
▲ 0.50% · 4.625%
HK$100,760
+HK$5,780/mo
Deposit HK$13.07M · loan HK$19.60M · min. income ≈ HK$189,960/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,388,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,429
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$102,096
−HK$2,705/mo
Today · 4.125%
HK$104,801
baseline
▲ 0.50% · 4.625%
HK$110,326
+HK$5,525/mo
Deposit HK$13.07M · loan HK$19.60M · min. income ≈ HK$209,602/mo (50% DSR)
Upfront cash ≈ HK$14.45M (deposit + AVD stamp duty HK$1,388,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,272
−HK$6,538/mo
▼ 0.25% · 3.875%
HK$107,515
−HK$3,295/mo
Today · 4.125%
HK$110,810
baseline
▲ 0.50% · 4.625%
HK$117,553
+HK$6,743/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$221,620/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,001
−HK$6,267/mo
▼ 0.25% · 3.875%
HK$119,112
−HK$3,156/mo
Today · 4.125%
HK$122,268
baseline
▲ 0.50% · 4.625%
HK$128,713
+HK$6,445/mo
Deposit HK$9.80M · loan HK$22.86M · min. income ≈ HK$244,536/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,063
−HK$8,407/mo
▼ 0.25% · 3.875%
HK$138,233
−HK$4,237/mo
Today · 4.125%
HK$142,470
baseline
▲ 0.50% · 4.625%
HK$151,139
+HK$8,669/mo
Deposit HK$3.27M · loan HK$29.40M · min. income ≈ HK$284,940/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,388,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,144
−HK$8,058/mo
▼ 0.25% · 3.875%
HK$153,144
−HK$4,058/mo
Today · 4.125%
HK$157,202
baseline
▲ 0.50% · 4.625%
HK$165,488
+HK$8,286/mo
Deposit HK$3.27M · loan HK$29.40M · min. income ≈ HK$314,404/mo (50% DSR)
Upfront cash ≈ HK$4.65M (deposit + AVD stamp duty HK$1,388,171 · Scale 2, in force from 26 Feb 2026)