LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,498
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,816
−HK$2,354/mo
Today · 4.125%
HK$79,170
baseline
▲ 0.50% · 4.625%
HK$83,987
+HK$4,817/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$158,340/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,388,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,879
−HK$4,477/mo
▼ 0.25% · 3.875%
HK$85,102
−HK$2,254/mo
Today · 4.125%
HK$87,356
baseline
▲ 0.50% · 4.625%
HK$91,961
+HK$4,605/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$174,712/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,388,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,398
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$92,179
−HK$2,825/mo
Today · 4.125%
HK$95,004
baseline
▲ 0.50% · 4.625%
HK$100,785
+HK$5,781/mo
Deposit HK$13.07M · loan HK$19.60M · min. income ≈ HK$190,008/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,455
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$102,122
−HK$2,706/mo
Today · 4.125%
HK$104,828
baseline
▲ 0.50% · 4.625%
HK$110,353
+HK$5,525/mo
Deposit HK$13.07M · loan HK$19.60M · min. income ≈ HK$209,656/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,298
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$107,542
−HK$3,296/mo
Today · 4.125%
HK$110,838
baseline
▲ 0.50% · 4.625%
HK$117,582
+HK$6,744/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$221,676/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,030
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,142
−HK$3,157/mo
Today · 4.125%
HK$122,299
baseline
▲ 0.50% · 4.625%
HK$128,746
+HK$6,447/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$244,598/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,097
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$138,268
−HK$4,238/mo
Today · 4.125%
HK$142,506
baseline
▲ 0.50% · 4.625%
HK$151,177
+HK$8,671/mo
Deposit HK$3.27M · loan HK$29.40M · min. income ≈ HK$285,012/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,182
−HK$8,060/mo
▼ 0.25% · 3.875%
HK$153,183
−HK$4,059/mo
Today · 4.125%
HK$157,242
baseline
▲ 0.50% · 4.625%
HK$165,530
+HK$8,288/mo
Deposit HK$3.27M · loan HK$29.40M · min. income ≈ HK$314,484/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,522 · Scale 2, in force from 26 Feb 2026)