LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,501
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,819
−HK$2,354/mo
Today · 4.125%
HK$79,173
baseline
▲ 0.50% · 4.625%
HK$83,991
+HK$4,818/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$158,346/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,388,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,882
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,105
−HK$2,255/mo
Today · 4.125%
HK$87,360
baseline
▲ 0.50% · 4.625%
HK$91,965
+HK$4,605/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$174,720/mo (50% DSR)
Upfront cash ≈ HK$17.72M (deposit + AVD stamp duty HK$1,388,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,402
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$92,182
−HK$2,826/mo
Today · 4.125%
HK$95,008
baseline
▲ 0.50% · 4.625%
HK$100,789
+HK$5,781/mo
Deposit HK$13.07M · loan HK$19.60M · min. income ≈ HK$190,016/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,458
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,126
−HK$2,706/mo
Today · 4.125%
HK$104,832
baseline
▲ 0.50% · 4.625%
HK$110,358
+HK$5,526/mo
Deposit HK$13.07M · loan HK$19.60M · min. income ≈ HK$209,664/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,302
−HK$6,540/mo
▼ 0.25% · 3.875%
HK$107,546
−HK$3,296/mo
Today · 4.125%
HK$110,842
baseline
▲ 0.50% · 4.625%
HK$117,587
+HK$6,745/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$221,684/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,035
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,147
−HK$3,157/mo
Today · 4.125%
HK$122,304
baseline
▲ 0.50% · 4.625%
HK$128,750
+HK$6,446/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$244,608/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,102
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$138,274
−HK$4,238/mo
Today · 4.125%
HK$142,512
baseline
▲ 0.50% · 4.625%
HK$151,183
+HK$8,671/mo
Deposit HK$3.27M · loan HK$29.41M · min. income ≈ HK$285,024/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,574 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,187
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$153,189
−HK$4,059/mo
Today · 4.125%
HK$157,248
baseline
▲ 0.50% · 4.625%
HK$165,536
+HK$8,288/mo
Deposit HK$3.27M · loan HK$29.41M · min. income ≈ HK$314,496/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,574 · Scale 2, in force from 26 Feb 2026)