LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,504
−HK$4,672/mo
▼ 0.25% · 3.875%
HK$76,822
−HK$2,354/mo
Today · 4.125%
HK$79,176
baseline
▲ 0.50% · 4.625%
HK$83,994
+HK$4,818/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$158,352/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,388,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,885
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,108
−HK$2,255/mo
Today · 4.125%
HK$87,363
baseline
▲ 0.50% · 4.625%
HK$91,968
+HK$4,605/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$174,726/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,388,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,405
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,186
−HK$2,826/mo
Today · 4.125%
HK$95,012
baseline
▲ 0.50% · 4.625%
HK$100,793
+HK$5,781/mo
Deposit HK$13.07M · loan HK$19.60M · min. income ≈ HK$190,024/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,462
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,130
−HK$2,706/mo
Today · 4.125%
HK$104,836
baseline
▲ 0.50% · 4.625%
HK$110,362
+HK$5,526/mo
Deposit HK$13.07M · loan HK$19.60M · min. income ≈ HK$209,672/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,306
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$107,550
−HK$3,297/mo
Today · 4.125%
HK$110,847
baseline
▲ 0.50% · 4.625%
HK$117,592
+HK$6,745/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$221,694/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,039
−HK$6,269/mo
▼ 0.25% · 3.875%
HK$119,151
−HK$3,157/mo
Today · 4.125%
HK$122,308
baseline
▲ 0.50% · 4.625%
HK$128,756
+HK$6,448/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$244,616/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,108
−HK$8,409/mo
▼ 0.25% · 3.875%
HK$138,279
−HK$4,238/mo
Today · 4.125%
HK$142,517
baseline
▲ 0.50% · 4.625%
HK$151,189
+HK$8,672/mo
Deposit HK$3.27M · loan HK$29.41M · min. income ≈ HK$285,034/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,193
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$153,195
−HK$4,059/mo
Today · 4.125%
HK$157,254
baseline
▲ 0.50% · 4.625%
HK$165,543
+HK$8,289/mo
Deposit HK$3.27M · loan HK$29.41M · min. income ≈ HK$314,508/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,629 · Scale 2, in force from 26 Feb 2026)