LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,512
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,830
−HK$2,355/mo
Today · 4.125%
HK$79,185
baseline
▲ 0.50% · 4.625%
HK$84,003
+HK$4,818/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$158,370/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,388,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,894
−HK$4,478/mo
▼ 0.25% · 3.875%
HK$85,117
−HK$2,255/mo
Today · 4.125%
HK$87,372
baseline
▲ 0.50% · 4.625%
HK$91,978
+HK$4,606/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$174,744/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,388,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,414
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,196
−HK$2,825/mo
Today · 4.125%
HK$95,021
baseline
▲ 0.50% · 4.625%
HK$100,803
+HK$5,782/mo
Deposit HK$13.07M · loan HK$19.61M · min. income ≈ HK$190,042/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,473
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,140
−HK$2,707/mo
Today · 4.125%
HK$104,847
baseline
▲ 0.50% · 4.625%
HK$110,373
+HK$5,526/mo
Deposit HK$13.07M · loan HK$19.61M · min. income ≈ HK$209,694/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,317
−HK$6,541/mo
▼ 0.25% · 3.875%
HK$107,562
−HK$3,296/mo
Today · 4.125%
HK$110,858
baseline
▲ 0.50% · 4.625%
HK$117,604
+HK$6,746/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$221,716/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,051
−HK$6,270/mo
▼ 0.25% · 3.875%
HK$119,164
−HK$3,157/mo
Today · 4.125%
HK$122,321
baseline
▲ 0.50% · 4.625%
HK$128,769
+HK$6,448/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$244,642/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,122
−HK$8,410/mo
▼ 0.25% · 3.875%
HK$138,294
−HK$4,238/mo
Today · 4.125%
HK$142,532
baseline
▲ 0.50% · 4.625%
HK$151,205
+HK$8,673/mo
Deposit HK$3.27M · loan HK$29.41M · min. income ≈ HK$285,064/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,209
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$153,211
−HK$4,059/mo
Today · 4.125%
HK$157,270
baseline
▲ 0.50% · 4.625%
HK$165,560
+HK$8,290/mo
Deposit HK$3.27M · loan HK$29.41M · min. income ≈ HK$314,540/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,774 · Scale 2, in force from 26 Feb 2026)