LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,514
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,832
−HK$2,355/mo
Today · 4.125%
HK$79,187
baseline
▲ 0.50% · 4.625%
HK$84,005
+HK$4,818/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$158,374/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,388,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,896
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,120
−HK$2,255/mo
Today · 4.125%
HK$87,375
baseline
▲ 0.50% · 4.625%
HK$91,981
+HK$4,606/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$174,750/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,388,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,417
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,199
−HK$2,825/mo
Today · 4.125%
HK$95,024
baseline
▲ 0.50% · 4.625%
HK$100,806
+HK$5,782/mo
Deposit HK$13.07M · loan HK$19.61M · min. income ≈ HK$190,048/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,476
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,144
−HK$2,706/mo
Today · 4.125%
HK$104,850
baseline
▲ 0.50% · 4.625%
HK$110,377
+HK$5,527/mo
Deposit HK$13.07M · loan HK$19.61M · min. income ≈ HK$209,700/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,320
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$107,565
−HK$3,297/mo
Today · 4.125%
HK$110,862
baseline
▲ 0.50% · 4.625%
HK$117,608
+HK$6,746/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$221,724/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,055
−HK$6,270/mo
▼ 0.25% · 3.875%
HK$119,168
−HK$3,157/mo
Today · 4.125%
HK$122,325
baseline
▲ 0.50% · 4.625%
HK$128,773
+HK$6,448/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$244,650/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,126
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$138,298
−HK$4,239/mo
Today · 4.125%
HK$142,537
baseline
▲ 0.50% · 4.625%
HK$151,210
+HK$8,673/mo
Deposit HK$3.27M · loan HK$29.41M · min. income ≈ HK$285,074/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,817 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,214
−HK$8,061/mo
▼ 0.25% · 3.875%
HK$153,215
−HK$4,060/mo
Today · 4.125%
HK$157,275
baseline
▲ 0.50% · 4.625%
HK$165,565
+HK$8,290/mo
Deposit HK$3.27M · loan HK$29.41M · min. income ≈ HK$314,550/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,817 · Scale 2, in force from 26 Feb 2026)