LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,515
−HK$4,673/mo
▼ 0.25% · 3.875%
HK$76,833
−HK$2,355/mo
Today · 4.125%
HK$79,188
baseline
▲ 0.50% · 4.625%
HK$84,006
+HK$4,818/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$158,376/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,388,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,897
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,121
−HK$2,255/mo
Today · 4.125%
HK$87,376
baseline
▲ 0.50% · 4.625%
HK$91,982
+HK$4,606/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$174,752/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,388,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,418
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,200
−HK$2,826/mo
Today · 4.125%
HK$95,026
baseline
▲ 0.50% · 4.625%
HK$100,808
+HK$5,782/mo
Deposit HK$13.07M · loan HK$19.61M · min. income ≈ HK$190,052/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,477
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,145
−HK$2,706/mo
Today · 4.125%
HK$104,851
baseline
▲ 0.50% · 4.625%
HK$110,378
+HK$5,527/mo
Deposit HK$13.07M · loan HK$19.61M · min. income ≈ HK$209,702/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,388,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,321
−HK$6,542/mo
▼ 0.25% · 3.875%
HK$107,566
−HK$3,297/mo
Today · 4.125%
HK$110,863
baseline
▲ 0.50% · 4.625%
HK$117,609
+HK$6,746/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$221,726/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,056
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$119,169
−HK$3,158/mo
Today · 4.125%
HK$122,327
baseline
▲ 0.50% · 4.625%
HK$128,775
+HK$6,448/mo
Deposit HK$9.80M · loan HK$22.87M · min. income ≈ HK$244,654/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,388,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,127
−HK$8,411/mo
▼ 0.25% · 3.875%
HK$138,300
−HK$4,238/mo
Today · 4.125%
HK$142,538
baseline
▲ 0.50% · 4.625%
HK$151,212
+HK$8,674/mo
Deposit HK$3.27M · loan HK$29.41M · min. income ≈ HK$285,076/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,215
−HK$8,062/mo
▼ 0.25% · 3.875%
HK$153,217
−HK$4,060/mo
Today · 4.125%
HK$157,277
baseline
▲ 0.50% · 4.625%
HK$165,567
+HK$8,290/mo
Deposit HK$3.27M · loan HK$29.41M · min. income ≈ HK$314,554/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,388,835 · Scale 2, in force from 26 Feb 2026)