LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,529
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,847
−HK$2,356/mo
Today · 4.125%
HK$79,203
baseline
▲ 0.50% · 4.625%
HK$84,022
+HK$4,819/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$158,406/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,389,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,913
−HK$4,479/mo
▼ 0.25% · 3.875%
HK$85,136
−HK$2,256/mo
Today · 4.125%
HK$87,392
baseline
▲ 0.50% · 4.625%
HK$91,999
+HK$4,607/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$174,784/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,389,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,435
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,217
−HK$2,826/mo
Today · 4.125%
HK$95,043
baseline
▲ 0.50% · 4.625%
HK$100,826
+HK$5,783/mo
Deposit HK$13.07M · loan HK$19.61M · min. income ≈ HK$190,086/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,389,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,495
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,164
−HK$2,707/mo
Today · 4.125%
HK$104,871
baseline
▲ 0.50% · 4.625%
HK$110,399
+HK$5,528/mo
Deposit HK$13.07M · loan HK$19.61M · min. income ≈ HK$209,742/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,389,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,341
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$107,586
−HK$3,298/mo
Today · 4.125%
HK$110,884
baseline
▲ 0.50% · 4.625%
HK$117,631
+HK$6,747/mo
Deposit HK$9.81M · loan HK$22.88M · min. income ≈ HK$221,768/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,389,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,078
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$119,191
−HK$3,158/mo
Today · 4.125%
HK$122,349
baseline
▲ 0.50% · 4.625%
HK$128,798
+HK$6,449/mo
Deposit HK$9.81M · loan HK$22.88M · min. income ≈ HK$244,698/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,389,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,152
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$138,325
−HK$4,240/mo
Today · 4.125%
HK$142,565
baseline
▲ 0.50% · 4.625%
HK$151,239
+HK$8,674/mo
Deposit HK$3.27M · loan HK$29.42M · min. income ≈ HK$285,130/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,389,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,243
−HK$8,063/mo
▼ 0.25% · 3.875%
HK$153,246
−HK$4,060/mo
Today · 4.125%
HK$157,306
baseline
▲ 0.50% · 4.625%
HK$165,598
+HK$8,292/mo
Deposit HK$3.27M · loan HK$29.42M · min. income ≈ HK$314,612/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,389,090 · Scale 2, in force from 26 Feb 2026)