LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,533
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,851
−HK$2,356/mo
Today · 4.125%
HK$79,207
baseline
▲ 0.50% · 4.625%
HK$84,026
+HK$4,819/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$158,414/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,389,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,917
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,141
−HK$2,256/mo
Today · 4.125%
HK$87,397
baseline
▲ 0.50% · 4.625%
HK$92,003
+HK$4,606/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$174,794/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,389,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,439
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,221
−HK$2,827/mo
Today · 4.125%
HK$95,048
baseline
▲ 0.50% · 4.625%
HK$100,831
+HK$5,783/mo
Deposit HK$13.07M · loan HK$19.61M · min. income ≈ HK$190,096/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,389,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,500
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,169
−HK$2,707/mo
Today · 4.125%
HK$104,876
baseline
▲ 0.50% · 4.625%
HK$110,404
+HK$5,528/mo
Deposit HK$13.07M · loan HK$19.61M · min. income ≈ HK$209,752/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,389,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,346
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$107,591
−HK$3,298/mo
Today · 4.125%
HK$110,889
baseline
▲ 0.50% · 4.625%
HK$117,636
+HK$6,747/mo
Deposit HK$9.81M · loan HK$22.88M · min. income ≈ HK$221,778/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,389,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,084
−HK$6,271/mo
▼ 0.25% · 3.875%
HK$119,197
−HK$3,158/mo
Today · 4.125%
HK$122,355
baseline
▲ 0.50% · 4.625%
HK$128,805
+HK$6,450/mo
Deposit HK$9.81M · loan HK$22.88M · min. income ≈ HK$244,710/mo (50% DSR)
Upfront cash ≈ HK$11.19M (deposit + AVD stamp duty HK$1,389,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,159
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$138,332
−HK$4,240/mo
Today · 4.125%
HK$142,572
baseline
▲ 0.50% · 4.625%
HK$151,247
+HK$8,675/mo
Deposit HK$3.27M · loan HK$29.42M · min. income ≈ HK$285,144/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,389,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,250
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$153,253
−HK$4,061/mo
Today · 4.125%
HK$157,314
baseline
▲ 0.50% · 4.625%
HK$165,606
+HK$8,292/mo
Deposit HK$3.27M · loan HK$29.42M · min. income ≈ HK$314,628/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,389,159 · Scale 2, in force from 26 Feb 2026)