LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,536
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,854
−HK$2,356/mo
Today · 4.125%
HK$79,210
baseline
▲ 0.50% · 4.625%
HK$84,030
+HK$4,820/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$158,420/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,389,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,920
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,144
−HK$2,256/mo
Today · 4.125%
HK$87,400
baseline
▲ 0.50% · 4.625%
HK$92,007
+HK$4,607/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$174,800/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,389,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,443
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,225
−HK$2,827/mo
Today · 4.125%
HK$95,052
baseline
▲ 0.50% · 4.625%
HK$100,836
+HK$5,784/mo
Deposit HK$13.08M · loan HK$19.61M · min. income ≈ HK$190,104/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,389,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,505
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,173
−HK$2,708/mo
Today · 4.125%
HK$104,881
baseline
▲ 0.50% · 4.625%
HK$110,409
+HK$5,528/mo
Deposit HK$13.08M · loan HK$19.61M · min. income ≈ HK$209,762/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,389,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,350
−HK$6,544/mo
▼ 0.25% · 3.875%
HK$107,596
−HK$3,298/mo
Today · 4.125%
HK$110,894
baseline
▲ 0.50% · 4.625%
HK$117,642
+HK$6,748/mo
Deposit HK$9.81M · loan HK$22.88M · min. income ≈ HK$221,788/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$1,389,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,089
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$119,202
−HK$3,159/mo
Today · 4.125%
HK$122,361
baseline
▲ 0.50% · 4.625%
HK$128,810
+HK$6,449/mo
Deposit HK$9.81M · loan HK$22.88M · min. income ≈ HK$244,722/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$1,389,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,165
−HK$8,413/mo
▼ 0.25% · 3.875%
HK$138,338
−HK$4,240/mo
Today · 4.125%
HK$142,578
baseline
▲ 0.50% · 4.625%
HK$151,254
+HK$8,676/mo
Deposit HK$3.27M · loan HK$29.42M · min. income ≈ HK$285,156/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,389,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,257
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$153,260
−HK$4,061/mo
Today · 4.125%
HK$157,321
baseline
▲ 0.50% · 4.625%
HK$165,613
+HK$8,292/mo
Deposit HK$3.27M · loan HK$29.42M · min. income ≈ HK$314,642/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,389,220 · Scale 2, in force from 26 Feb 2026)