LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,537
−HK$4,674/mo
▼ 0.25% · 3.875%
HK$76,855
−HK$2,356/mo
Today · 4.125%
HK$79,211
baseline
▲ 0.50% · 4.625%
HK$84,031
+HK$4,820/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$158,422/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,389,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,922
−HK$4,480/mo
▼ 0.25% · 3.875%
HK$85,145
−HK$2,257/mo
Today · 4.125%
HK$87,402
baseline
▲ 0.50% · 4.625%
HK$92,009
+HK$4,607/mo
Deposit HK$16.34M · loan HK$16.34M · min. income ≈ HK$174,804/mo (50% DSR)
Upfront cash ≈ HK$17.73M (deposit + AVD stamp duty HK$1,389,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,444
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,226
−HK$2,827/mo
Today · 4.125%
HK$95,053
baseline
▲ 0.50% · 4.625%
HK$100,837
+HK$5,784/mo
Deposit HK$13.08M · loan HK$19.61M · min. income ≈ HK$190,106/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,389,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,506
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,175
−HK$2,707/mo
Today · 4.125%
HK$104,882
baseline
▲ 0.50% · 4.625%
HK$110,410
+HK$5,528/mo
Deposit HK$13.08M · loan HK$19.61M · min. income ≈ HK$209,764/mo (50% DSR)
Upfront cash ≈ HK$14.46M (deposit + AVD stamp duty HK$1,389,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,352
−HK$6,543/mo
▼ 0.25% · 3.875%
HK$107,598
−HK$3,297/mo
Today · 4.125%
HK$110,895
baseline
▲ 0.50% · 4.625%
HK$117,643
+HK$6,748/mo
Deposit HK$9.81M · loan HK$22.88M · min. income ≈ HK$221,790/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$1,389,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,090
−HK$6,272/mo
▼ 0.25% · 3.875%
HK$119,204
−HK$3,158/mo
Today · 4.125%
HK$122,362
baseline
▲ 0.50% · 4.625%
HK$128,812
+HK$6,450/mo
Deposit HK$9.81M · loan HK$22.88M · min. income ≈ HK$244,724/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$1,389,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,166
−HK$8,414/mo
▼ 0.25% · 3.875%
HK$138,340
−HK$4,240/mo
Today · 4.125%
HK$142,580
baseline
▲ 0.50% · 4.625%
HK$151,255
+HK$8,675/mo
Deposit HK$3.27M · loan HK$29.42M · min. income ≈ HK$285,160/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,389,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,259
−HK$8,064/mo
▼ 0.25% · 3.875%
HK$153,262
−HK$4,061/mo
Today · 4.125%
HK$157,323
baseline
▲ 0.50% · 4.625%
HK$165,615
+HK$8,292/mo
Deposit HK$3.27M · loan HK$29.42M · min. income ≈ HK$314,646/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,389,237 · Scale 2, in force from 26 Feb 2026)