LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,564
−HK$4,676/mo
▼ 0.25% · 3.875%
HK$76,883
−HK$2,357/mo
Today · 4.125%
HK$79,240
baseline
▲ 0.50% · 4.625%
HK$84,061
+HK$4,821/mo
Deposit HK$16.35M · loan HK$16.35M · min. income ≈ HK$158,480/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$1,389,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,952
−HK$4,481/mo
▼ 0.25% · 3.875%
HK$85,176
−HK$2,257/mo
Today · 4.125%
HK$87,433
baseline
▲ 0.50% · 4.625%
HK$92,042
+HK$4,609/mo
Deposit HK$16.35M · loan HK$16.35M · min. income ≈ HK$174,866/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$1,389,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,477
−HK$5,611/mo
▼ 0.25% · 3.875%
HK$92,260
−HK$2,828/mo
Today · 4.125%
HK$95,088
baseline
▲ 0.50% · 4.625%
HK$100,874
+HK$5,786/mo
Deposit HK$13.08M · loan HK$19.62M · min. income ≈ HK$190,176/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,389,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,542
−HK$5,378/mo
▼ 0.25% · 3.875%
HK$102,212
−HK$2,708/mo
Today · 4.125%
HK$104,920
baseline
▲ 0.50% · 4.625%
HK$110,450
+HK$5,530/mo
Deposit HK$13.08M · loan HK$19.62M · min. income ≈ HK$209,840/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,389,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,390
−HK$6,546/mo
▼ 0.25% · 3.875%
HK$107,637
−HK$3,299/mo
Today · 4.125%
HK$110,936
baseline
▲ 0.50% · 4.625%
HK$117,686
+HK$6,750/mo
Deposit HK$9.81M · loan HK$22.89M · min. income ≈ HK$221,872/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$1,389,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,132
−HK$6,275/mo
▼ 0.25% · 3.875%
HK$119,247
−HK$3,160/mo
Today · 4.125%
HK$122,407
baseline
▲ 0.50% · 4.625%
HK$128,859
+HK$6,452/mo
Deposit HK$9.81M · loan HK$22.89M · min. income ≈ HK$244,814/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$1,389,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,215
−HK$8,417/mo
▼ 0.25% · 3.875%
HK$138,390
−HK$4,242/mo
Today · 4.125%
HK$142,632
baseline
▲ 0.50% · 4.625%
HK$151,310
+HK$8,678/mo
Deposit HK$3.27M · loan HK$29.43M · min. income ≈ HK$285,264/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,389,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,313
−HK$8,067/mo
▼ 0.25% · 3.875%
HK$153,318
−HK$4,062/mo
Today · 4.125%
HK$157,380
baseline
▲ 0.50% · 4.625%
HK$165,676
+HK$8,296/mo
Deposit HK$3.27M · loan HK$29.43M · min. income ≈ HK$314,760/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,389,743 · Scale 2, in force from 26 Feb 2026)