LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,585
−HK$4,677/mo
▼ 0.25% · 3.875%
HK$76,905
−HK$2,357/mo
Today · 4.125%
HK$79,262
baseline
▲ 0.50% · 4.625%
HK$84,085
+HK$4,823/mo
Deposit HK$16.35M · loan HK$16.35M · min. income ≈ HK$158,524/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$1,390,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,975
−HK$4,483/mo
▼ 0.25% · 3.875%
HK$85,200
−HK$2,258/mo
Today · 4.125%
HK$87,458
baseline
▲ 0.50% · 4.625%
HK$92,068
+HK$4,610/mo
Deposit HK$16.35M · loan HK$16.35M · min. income ≈ HK$174,916/mo (50% DSR)
Upfront cash ≈ HK$17.74M (deposit + AVD stamp duty HK$1,390,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,502
−HK$5,612/mo
▼ 0.25% · 3.875%
HK$92,286
−HK$2,828/mo
Today · 4.125%
HK$95,114
baseline
▲ 0.50% · 4.625%
HK$100,902
+HK$5,788/mo
Deposit HK$13.08M · loan HK$19.63M · min. income ≈ HK$190,228/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,390,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,570
−HK$5,379/mo
▼ 0.25% · 3.875%
HK$102,240
−HK$2,709/mo
Today · 4.125%
HK$104,949
baseline
▲ 0.50% · 4.625%
HK$110,481
+HK$5,532/mo
Deposit HK$13.08M · loan HK$19.63M · min. income ≈ HK$209,898/mo (50% DSR)
Upfront cash ≈ HK$14.47M (deposit + AVD stamp duty HK$1,390,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,419
−HK$6,548/mo
▼ 0.25% · 3.875%
HK$107,667
−HK$3,300/mo
Today · 4.125%
HK$110,967
baseline
▲ 0.50% · 4.625%
HK$117,719
+HK$6,752/mo
Deposit HK$9.81M · loan HK$22.90M · min. income ≈ HK$221,934/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$1,390,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,165
−HK$6,276/mo
▼ 0.25% · 3.875%
HK$119,280
−HK$3,161/mo
Today · 4.125%
HK$122,441
baseline
▲ 0.50% · 4.625%
HK$128,895
+HK$6,454/mo
Deposit HK$9.81M · loan HK$22.90M · min. income ≈ HK$244,882/mo (50% DSR)
Upfront cash ≈ HK$11.20M (deposit + AVD stamp duty HK$1,390,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,253
−HK$8,419/mo
▼ 0.25% · 3.875%
HK$138,429
−HK$4,243/mo
Today · 4.125%
HK$142,672
baseline
▲ 0.50% · 4.625%
HK$151,353
+HK$8,681/mo
Deposit HK$3.27M · loan HK$29.44M · min. income ≈ HK$285,344/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,355
−HK$8,069/mo
▼ 0.25% · 3.875%
HK$153,361
−HK$4,063/mo
Today · 4.125%
HK$157,424
baseline
▲ 0.50% · 4.625%
HK$165,722
+HK$8,298/mo
Deposit HK$3.27M · loan HK$29.44M · min. income ≈ HK$314,848/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,133 · Scale 2, in force from 26 Feb 2026)