LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,600
−HK$4,678/mo
▼ 0.25% · 3.875%
HK$76,920
−HK$2,358/mo
Today · 4.125%
HK$79,278
baseline
▲ 0.50% · 4.625%
HK$84,102
+HK$4,824/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$158,556/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,390,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,991
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,217
−HK$2,258/mo
Today · 4.125%
HK$87,475
baseline
▲ 0.50% · 4.625%
HK$92,086
+HK$4,611/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$174,950/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,390,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,520
−HK$5,613/mo
▼ 0.25% · 3.875%
HK$92,304
−HK$2,829/mo
Today · 4.125%
HK$95,133
baseline
▲ 0.50% · 4.625%
HK$100,922
+HK$5,789/mo
Deposit HK$13.09M · loan HK$19.63M · min. income ≈ HK$190,266/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,590
−HK$5,380/mo
▼ 0.25% · 3.875%
HK$102,261
−HK$2,709/mo
Today · 4.125%
HK$104,970
baseline
▲ 0.50% · 4.625%
HK$110,503
+HK$5,533/mo
Deposit HK$13.09M · loan HK$19.63M · min. income ≈ HK$209,940/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,439
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$107,688
−HK$3,301/mo
Today · 4.125%
HK$110,989
baseline
▲ 0.50% · 4.625%
HK$117,742
+HK$6,753/mo
Deposit HK$9.81M · loan HK$22.90M · min. income ≈ HK$221,978/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,188
−HK$6,277/mo
▼ 0.25% · 3.875%
HK$119,304
−HK$3,161/mo
Today · 4.125%
HK$122,465
baseline
▲ 0.50% · 4.625%
HK$128,920
+HK$6,455/mo
Deposit HK$9.81M · loan HK$22.90M · min. income ≈ HK$244,930/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,279
−HK$8,421/mo
▼ 0.25% · 3.875%
HK$138,456
−HK$4,244/mo
Today · 4.125%
HK$142,700
baseline
▲ 0.50% · 4.625%
HK$151,383
+HK$8,683/mo
Deposit HK$3.27M · loan HK$29.44M · min. income ≈ HK$285,400/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,384
−HK$8,071/mo
▼ 0.25% · 3.875%
HK$153,391
−HK$4,064/mo
Today · 4.125%
HK$157,455
baseline
▲ 0.50% · 4.625%
HK$165,755
+HK$8,300/mo
Deposit HK$3.27M · loan HK$29.44M · min. income ≈ HK$314,910/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,407 · Scale 2, in force from 26 Feb 2026)