LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,613
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,934
−HK$2,358/mo
Today · 4.125%
HK$79,292
baseline
▲ 0.50% · 4.625%
HK$84,117
+HK$4,825/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$158,584/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,390,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,007
−HK$4,484/mo
▼ 0.25% · 3.875%
HK$85,233
−HK$2,258/mo
Today · 4.125%
HK$87,491
baseline
▲ 0.50% · 4.625%
HK$92,103
+HK$4,612/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$174,982/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,390,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,536
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,321
−HK$2,830/mo
Today · 4.125%
HK$95,151
baseline
▲ 0.50% · 4.625%
HK$100,940
+HK$5,789/mo
Deposit HK$13.09M · loan HK$19.63M · min. income ≈ HK$190,302/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,608
−HK$5,381/mo
▼ 0.25% · 3.875%
HK$102,279
−HK$2,710/mo
Today · 4.125%
HK$104,989
baseline
▲ 0.50% · 4.625%
HK$110,524
+HK$5,535/mo
Deposit HK$13.09M · loan HK$19.63M · min. income ≈ HK$209,978/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,459
−HK$6,550/mo
▼ 0.25% · 3.875%
HK$107,708
−HK$3,301/mo
Today · 4.125%
HK$111,009
baseline
▲ 0.50% · 4.625%
HK$117,764
+HK$6,755/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$222,018/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,209
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$119,326
−HK$3,162/mo
Today · 4.125%
HK$122,488
baseline
▲ 0.50% · 4.625%
HK$128,944
+HK$6,456/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$244,976/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,304
−HK$8,422/mo
▼ 0.25% · 3.875%
HK$138,482
−HK$4,244/mo
Today · 4.125%
HK$142,726
baseline
▲ 0.50% · 4.625%
HK$151,411
+HK$8,685/mo
Deposit HK$3.27M · loan HK$29.45M · min. income ≈ HK$285,452/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,664 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,412
−HK$8,072/mo
▼ 0.25% · 3.875%
HK$153,419
−HK$4,065/mo
Today · 4.125%
HK$157,484
baseline
▲ 0.50% · 4.625%
HK$165,785
+HK$8,301/mo
Deposit HK$3.27M · loan HK$29.45M · min. income ≈ HK$314,968/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,664 · Scale 2, in force from 26 Feb 2026)