LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,617
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,938
−HK$2,358/mo
Today · 4.125%
HK$79,296
baseline
▲ 0.50% · 4.625%
HK$84,121
+HK$4,825/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$158,592/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,390,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,011
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,237
−HK$2,259/mo
Today · 4.125%
HK$87,496
baseline
▲ 0.50% · 4.625%
HK$92,108
+HK$4,612/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$174,992/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,390,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,541
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,326
−HK$2,830/mo
Today · 4.125%
HK$95,156
baseline
▲ 0.50% · 4.625%
HK$100,946
+HK$5,790/mo
Deposit HK$13.09M · loan HK$19.63M · min. income ≈ HK$190,312/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,613
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,285
−HK$2,710/mo
Today · 4.125%
HK$104,995
baseline
▲ 0.50% · 4.625%
HK$110,529
+HK$5,534/mo
Deposit HK$13.09M · loan HK$19.63M · min. income ≈ HK$209,990/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,464
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$107,714
−HK$3,301/mo
Today · 4.125%
HK$111,015
baseline
▲ 0.50% · 4.625%
HK$117,770
+HK$6,755/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$222,030/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,215
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$119,332
−HK$3,162/mo
Today · 4.125%
HK$122,494
baseline
▲ 0.50% · 4.625%
HK$128,951
+HK$6,457/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$244,988/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,311
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$138,489
−HK$4,245/mo
Today · 4.125%
HK$142,734
baseline
▲ 0.50% · 4.625%
HK$151,419
+HK$8,685/mo
Deposit HK$3.27M · loan HK$29.45M · min. income ≈ HK$285,468/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,420
−HK$8,072/mo
▼ 0.25% · 3.875%
HK$153,427
−HK$4,065/mo
Today · 4.125%
HK$157,492
baseline
▲ 0.50% · 4.625%
HK$165,794
+HK$8,302/mo
Deposit HK$3.27M · loan HK$29.45M · min. income ≈ HK$314,984/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,737 · Scale 2, in force from 26 Feb 2026)