LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,619
−HK$4,679/mo
▼ 0.25% · 3.875%
HK$76,940
−HK$2,358/mo
Today · 4.125%
HK$79,298
baseline
▲ 0.50% · 4.625%
HK$84,124
+HK$4,826/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$158,596/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,390,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,013
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,239
−HK$2,259/mo
Today · 4.125%
HK$87,498
baseline
▲ 0.50% · 4.625%
HK$92,110
+HK$4,612/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$174,996/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,390,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,543
−HK$5,615/mo
▼ 0.25% · 3.875%
HK$92,328
−HK$2,830/mo
Today · 4.125%
HK$95,158
baseline
▲ 0.50% · 4.625%
HK$100,948
+HK$5,790/mo
Deposit HK$13.09M · loan HK$19.63M · min. income ≈ HK$190,316/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,616
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,287
−HK$2,711/mo
Today · 4.125%
HK$104,998
baseline
▲ 0.50% · 4.625%
HK$110,532
+HK$5,534/mo
Deposit HK$13.09M · loan HK$19.63M · min. income ≈ HK$209,996/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,467
−HK$6,551/mo
▼ 0.25% · 3.875%
HK$107,716
−HK$3,302/mo
Today · 4.125%
HK$111,018
baseline
▲ 0.50% · 4.625%
HK$117,773
+HK$6,755/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$222,036/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,218
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$119,335
−HK$3,162/mo
Today · 4.125%
HK$122,497
baseline
▲ 0.50% · 4.625%
HK$128,954
+HK$6,457/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$244,994/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,314
−HK$8,423/mo
▼ 0.25% · 3.875%
HK$138,492
−HK$4,245/mo
Today · 4.125%
HK$142,737
baseline
▲ 0.50% · 4.625%
HK$151,422
+HK$8,685/mo
Deposit HK$3.27M · loan HK$29.45M · min. income ≈ HK$285,474/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,423
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$153,431
−HK$4,065/mo
Today · 4.125%
HK$157,496
baseline
▲ 0.50% · 4.625%
HK$165,798
+HK$8,302/mo
Deposit HK$3.27M · loan HK$29.45M · min. income ≈ HK$314,992/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,771 · Scale 2, in force from 26 Feb 2026)