LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,620
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,941
−HK$2,359/mo
Today · 4.125%
HK$79,300
baseline
▲ 0.50% · 4.625%
HK$84,125
+HK$4,825/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$158,600/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,390,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,014
−HK$4,485/mo
▼ 0.25% · 3.875%
HK$85,241
−HK$2,258/mo
Today · 4.125%
HK$87,499
baseline
▲ 0.50% · 4.625%
HK$92,112
+HK$4,613/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$174,998/mo (50% DSR)
Upfront cash ≈ HK$17.75M (deposit + AVD stamp duty HK$1,390,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,544
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,330
−HK$2,830/mo
Today · 4.125%
HK$95,160
baseline
▲ 0.50% · 4.625%
HK$100,950
+HK$5,790/mo
Deposit HK$13.09M · loan HK$19.63M · min. income ≈ HK$190,320/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,617
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,289
−HK$2,710/mo
Today · 4.125%
HK$104,999
baseline
▲ 0.50% · 4.625%
HK$110,534
+HK$5,535/mo
Deposit HK$13.09M · loan HK$19.63M · min. income ≈ HK$209,998/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,468
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$107,718
−HK$3,302/mo
Today · 4.125%
HK$111,020
baseline
▲ 0.50% · 4.625%
HK$117,775
+HK$6,755/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$222,040/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,220
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$119,337
−HK$3,162/mo
Today · 4.125%
HK$122,499
baseline
▲ 0.50% · 4.625%
HK$128,956
+HK$6,457/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$244,998/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,317
−HK$8,422/mo
▼ 0.25% · 3.875%
HK$138,495
−HK$4,244/mo
Today · 4.125%
HK$142,739
baseline
▲ 0.50% · 4.625%
HK$151,425
+HK$8,686/mo
Deposit HK$3.27M · loan HK$29.45M · min. income ≈ HK$285,478/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,426
−HK$8,073/mo
▼ 0.25% · 3.875%
HK$153,433
−HK$4,066/mo
Today · 4.125%
HK$157,499
baseline
▲ 0.50% · 4.625%
HK$165,801
+HK$8,302/mo
Deposit HK$3.27M · loan HK$29.45M · min. income ≈ HK$314,998/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,794 · Scale 2, in force from 26 Feb 2026)