LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,631
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,952
−HK$2,359/mo
Today · 4.125%
HK$79,311
baseline
▲ 0.50% · 4.625%
HK$84,137
+HK$4,826/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$158,622/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,390,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,026
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,253
−HK$2,259/mo
Today · 4.125%
HK$87,512
baseline
▲ 0.50% · 4.625%
HK$92,125
+HK$4,613/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$175,024/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,390,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,557
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,343
−HK$2,830/mo
Today · 4.125%
HK$95,173
baseline
▲ 0.50% · 4.625%
HK$100,964
+HK$5,791/mo
Deposit HK$13.09M · loan HK$19.64M · min. income ≈ HK$190,346/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,631
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,303
−HK$2,711/mo
Today · 4.125%
HK$105,014
baseline
▲ 0.50% · 4.625%
HK$110,550
+HK$5,536/mo
Deposit HK$13.09M · loan HK$19.64M · min. income ≈ HK$210,028/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,390,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,483
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$107,733
−HK$3,302/mo
Today · 4.125%
HK$111,035
baseline
▲ 0.50% · 4.625%
HK$117,791
+HK$6,756/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$222,070/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,237
−HK$6,279/mo
▼ 0.25% · 3.875%
HK$119,354
−HK$3,162/mo
Today · 4.125%
HK$122,516
baseline
▲ 0.50% · 4.625%
HK$128,974
+HK$6,458/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$245,032/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,390,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,336
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$138,514
−HK$4,246/mo
Today · 4.125%
HK$142,760
baseline
▲ 0.50% · 4.625%
HK$151,446
+HK$8,686/mo
Deposit HK$3.27M · loan HK$29.46M · min. income ≈ HK$285,520/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,447
−HK$8,074/mo
▼ 0.25% · 3.875%
HK$153,455
−HK$4,066/mo
Today · 4.125%
HK$157,521
baseline
▲ 0.50% · 4.625%
HK$165,824
+HK$8,303/mo
Deposit HK$3.27M · loan HK$29.46M · min. income ≈ HK$315,042/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,390,990 · Scale 2, in force from 26 Feb 2026)