LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,632
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,953
−HK$2,359/mo
Today · 4.125%
HK$79,312
baseline
▲ 0.50% · 4.625%
HK$84,138
+HK$4,826/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$158,624/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,027
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,254
−HK$2,259/mo
Today · 4.125%
HK$87,513
baseline
▲ 0.50% · 4.625%
HK$92,126
+HK$4,613/mo
Deposit HK$16.36M · loan HK$16.36M · min. income ≈ HK$175,026/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,558
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,344
−HK$2,830/mo
Today · 4.125%
HK$95,174
baseline
▲ 0.50% · 4.625%
HK$100,965
+HK$5,791/mo
Deposit HK$13.09M · loan HK$19.64M · min. income ≈ HK$190,348/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,391,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,633
−HK$5,382/mo
▼ 0.25% · 3.875%
HK$102,305
−HK$2,710/mo
Today · 4.125%
HK$105,015
baseline
▲ 0.50% · 4.625%
HK$110,551
+HK$5,536/mo
Deposit HK$13.09M · loan HK$19.64M · min. income ≈ HK$210,030/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,391,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,485
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$107,735
−HK$3,302/mo
Today · 4.125%
HK$111,037
baseline
▲ 0.50% · 4.625%
HK$117,793
+HK$6,756/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$222,074/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,238
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$119,355
−HK$3,163/mo
Today · 4.125%
HK$122,518
baseline
▲ 0.50% · 4.625%
HK$128,976
+HK$6,458/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$245,036/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,337
−HK$8,424/mo
▼ 0.25% · 3.875%
HK$138,516
−HK$4,245/mo
Today · 4.125%
HK$142,761
baseline
▲ 0.50% · 4.625%
HK$151,448
+HK$8,687/mo
Deposit HK$3.27M · loan HK$29.46M · min. income ≈ HK$285,522/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,391,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,449
−HK$8,074/mo
▼ 0.25% · 3.875%
HK$153,457
−HK$4,066/mo
Today · 4.125%
HK$157,523
baseline
▲ 0.50% · 4.625%
HK$165,826
+HK$8,303/mo
Deposit HK$3.27M · loan HK$29.46M · min. income ≈ HK$315,046/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,391,007 · Scale 2, in force from 26 Feb 2026)