LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,636
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,958
−HK$2,359/mo
Today · 4.125%
HK$79,317
baseline
▲ 0.50% · 4.625%
HK$84,143
+HK$4,826/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$158,634/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,032
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,259
−HK$2,259/mo
Today · 4.125%
HK$87,518
baseline
▲ 0.50% · 4.625%
HK$92,131
+HK$4,613/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$175,036/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,564
−HK$5,616/mo
▼ 0.25% · 3.875%
HK$92,349
−HK$2,831/mo
Today · 4.125%
HK$95,180
baseline
▲ 0.50% · 4.625%
HK$100,971
+HK$5,791/mo
Deposit HK$13.09M · loan HK$19.64M · min. income ≈ HK$190,360/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,391,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,639
−HK$5,383/mo
▼ 0.25% · 3.875%
HK$102,311
−HK$2,711/mo
Today · 4.125%
HK$105,022
baseline
▲ 0.50% · 4.625%
HK$110,558
+HK$5,536/mo
Deposit HK$13.09M · loan HK$19.64M · min. income ≈ HK$210,044/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,391,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,491
−HK$6,552/mo
▼ 0.25% · 3.875%
HK$107,741
−HK$3,302/mo
Today · 4.125%
HK$111,043
baseline
▲ 0.50% · 4.625%
HK$117,800
+HK$6,757/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$222,086/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,245
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$119,363
−HK$3,162/mo
Today · 4.125%
HK$122,525
baseline
▲ 0.50% · 4.625%
HK$128,984
+HK$6,459/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$245,050/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,345
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$138,524
−HK$4,246/mo
Today · 4.125%
HK$142,770
baseline
▲ 0.50% · 4.625%
HK$151,457
+HK$8,687/mo
Deposit HK$3.27M · loan HK$29.46M · min. income ≈ HK$285,540/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,391,090 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,458
−HK$8,075/mo
▼ 0.25% · 3.875%
HK$153,466
−HK$4,067/mo
Today · 4.125%
HK$157,533
baseline
▲ 0.50% · 4.625%
HK$165,836
+HK$8,303/mo
Deposit HK$3.27M · loan HK$29.46M · min. income ≈ HK$315,066/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,391,090 · Scale 2, in force from 26 Feb 2026)