LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,640
−HK$4,680/mo
▼ 0.25% · 3.875%
HK$76,962
−HK$2,358/mo
Today · 4.125%
HK$79,320
baseline
▲ 0.50% · 4.625%
HK$84,147
+HK$4,827/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$158,640/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,036
−HK$4,486/mo
▼ 0.25% · 3.875%
HK$85,263
−HK$2,259/mo
Today · 4.125%
HK$87,522
baseline
▲ 0.50% · 4.625%
HK$92,136
+HK$4,614/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$175,044/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,568
−HK$5,617/mo
▼ 0.25% · 3.875%
HK$92,354
−HK$2,831/mo
Today · 4.125%
HK$95,185
baseline
▲ 0.50% · 4.625%
HK$100,976
+HK$5,791/mo
Deposit HK$13.09M · loan HK$19.64M · min. income ≈ HK$190,370/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,391,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,643
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,316
−HK$2,711/mo
Today · 4.125%
HK$105,027
baseline
▲ 0.50% · 4.625%
HK$110,563
+HK$5,536/mo
Deposit HK$13.09M · loan HK$19.64M · min. income ≈ HK$210,054/mo (50% DSR)
Upfront cash ≈ HK$14.48M (deposit + AVD stamp duty HK$1,391,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,496
−HK$6,553/mo
▼ 0.25% · 3.875%
HK$107,746
−HK$3,303/mo
Today · 4.125%
HK$111,049
baseline
▲ 0.50% · 4.625%
HK$117,806
+HK$6,757/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$222,098/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,251
−HK$6,280/mo
▼ 0.25% · 3.875%
HK$119,368
−HK$3,163/mo
Today · 4.125%
HK$122,531
baseline
▲ 0.50% · 4.625%
HK$128,990
+HK$6,459/mo
Deposit HK$9.82M · loan HK$22.91M · min. income ≈ HK$245,062/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,352
−HK$8,425/mo
▼ 0.25% · 3.875%
HK$138,531
−HK$4,246/mo
Today · 4.125%
HK$142,777
baseline
▲ 0.50% · 4.625%
HK$151,464
+HK$8,687/mo
Deposit HK$3.27M · loan HK$29.46M · min. income ≈ HK$285,554/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,391,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,465
−HK$8,075/mo
▼ 0.25% · 3.875%
HK$153,474
−HK$4,066/mo
Today · 4.125%
HK$157,540
baseline
▲ 0.50% · 4.625%
HK$165,844
+HK$8,304/mo
Deposit HK$3.27M · loan HK$29.46M · min. income ≈ HK$315,080/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,391,158 · Scale 2, in force from 26 Feb 2026)