LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,647
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,969
−HK$2,359/mo
Today · 4.125%
HK$79,328
baseline
▲ 0.50% · 4.625%
HK$84,155
+HK$4,827/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$158,656/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,044
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,271
−HK$2,260/mo
Today · 4.125%
HK$87,531
baseline
▲ 0.50% · 4.625%
HK$92,145
+HK$4,614/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$175,062/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,576
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,363
−HK$2,831/mo
Today · 4.125%
HK$95,194
baseline
▲ 0.50% · 4.625%
HK$100,986
+HK$5,792/mo
Deposit HK$13.09M · loan HK$19.64M · min. income ≈ HK$190,388/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,653
−HK$5,384/mo
▼ 0.25% · 3.875%
HK$102,326
−HK$2,711/mo
Today · 4.125%
HK$105,037
baseline
▲ 0.50% · 4.625%
HK$110,574
+HK$5,537/mo
Deposit HK$13.09M · loan HK$19.64M · min. income ≈ HK$210,074/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,506
−HK$6,553/mo
▼ 0.25% · 3.875%
HK$107,757
−HK$3,302/mo
Today · 4.125%
HK$111,059
baseline
▲ 0.50% · 4.625%
HK$117,817
+HK$6,758/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$222,118/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,262
−HK$6,281/mo
▼ 0.25% · 3.875%
HK$119,380
−HK$3,163/mo
Today · 4.125%
HK$122,543
baseline
▲ 0.50% · 4.625%
HK$129,002
+HK$6,459/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$245,086/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,365
−HK$8,426/mo
▼ 0.25% · 3.875%
HK$138,544
−HK$4,247/mo
Today · 4.125%
HK$142,791
baseline
▲ 0.50% · 4.625%
HK$151,479
+HK$8,688/mo
Deposit HK$3.27M · loan HK$29.46M · min. income ≈ HK$285,582/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,391,291 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,479
−HK$8,076/mo
▼ 0.25% · 3.875%
HK$153,488
−HK$4,067/mo
Today · 4.125%
HK$157,555
baseline
▲ 0.50% · 4.625%
HK$165,860
+HK$8,305/mo
Deposit HK$3.27M · loan HK$29.46M · min. income ≈ HK$315,110/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$1,391,291 · Scale 2, in force from 26 Feb 2026)