LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,655
−HK$4,681/mo
▼ 0.25% · 3.875%
HK$76,977
−HK$2,359/mo
Today · 4.125%
HK$79,336
baseline
▲ 0.50% · 4.625%
HK$84,164
+HK$4,828/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$158,672/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,053
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,280
−HK$2,260/mo
Today · 4.125%
HK$87,540
baseline
▲ 0.50% · 4.625%
HK$92,154
+HK$4,614/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$175,080/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,586
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,373
−HK$2,831/mo
Today · 4.125%
HK$95,204
baseline
▲ 0.50% · 4.625%
HK$100,997
+HK$5,793/mo
Deposit HK$13.10M · loan HK$19.64M · min. income ≈ HK$190,408/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,663
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,336
−HK$2,712/mo
Today · 4.125%
HK$105,048
baseline
▲ 0.50% · 4.625%
HK$110,585
+HK$5,537/mo
Deposit HK$13.10M · loan HK$19.64M · min. income ≈ HK$210,096/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,517
−HK$6,554/mo
▼ 0.25% · 3.875%
HK$107,768
−HK$3,303/mo
Today · 4.125%
HK$111,071
baseline
▲ 0.50% · 4.625%
HK$117,829
+HK$6,758/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$222,142/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,274
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$119,392
−HK$3,164/mo
Today · 4.125%
HK$122,556
baseline
▲ 0.50% · 4.625%
HK$129,016
+HK$6,460/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$245,112/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,379
−HK$8,427/mo
▼ 0.25% · 3.875%
HK$138,559
−HK$4,247/mo
Today · 4.125%
HK$142,806
baseline
▲ 0.50% · 4.625%
HK$151,495
+HK$8,689/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$285,612/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,437 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,495
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$153,504
−HK$4,068/mo
Today · 4.125%
HK$157,572
baseline
▲ 0.50% · 4.625%
HK$165,878
+HK$8,306/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$315,144/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,437 · Scale 2, in force from 26 Feb 2026)