LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,659
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,981
−HK$2,360/mo
Today · 4.125%
HK$79,341
baseline
▲ 0.50% · 4.625%
HK$84,169
+HK$4,828/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$158,682/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,058
−HK$4,487/mo
▼ 0.25% · 3.875%
HK$85,285
−HK$2,260/mo
Today · 4.125%
HK$87,545
baseline
▲ 0.50% · 4.625%
HK$92,160
+HK$4,615/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$175,090/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,591
−HK$5,618/mo
▼ 0.25% · 3.875%
HK$92,378
−HK$2,831/mo
Today · 4.125%
HK$95,209
baseline
▲ 0.50% · 4.625%
HK$101,002
+HK$5,793/mo
Deposit HK$13.10M · loan HK$19.64M · min. income ≈ HK$190,418/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,669
−HK$5,385/mo
▼ 0.25% · 3.875%
HK$102,342
−HK$2,712/mo
Today · 4.125%
HK$105,054
baseline
▲ 0.50% · 4.625%
HK$110,591
+HK$5,537/mo
Deposit HK$13.10M · loan HK$19.64M · min. income ≈ HK$210,108/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,523
−HK$6,554/mo
▼ 0.25% · 3.875%
HK$107,774
−HK$3,303/mo
Today · 4.125%
HK$111,077
baseline
▲ 0.50% · 4.625%
HK$117,836
+HK$6,759/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$222,154/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,281
−HK$6,282/mo
▼ 0.25% · 3.875%
HK$119,399
−HK$3,164/mo
Today · 4.125%
HK$122,563
baseline
▲ 0.50% · 4.625%
HK$129,023
+HK$6,460/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$245,126/mo (50% DSR)
Upfront cash ≈ HK$11.21M (deposit + AVD stamp duty HK$1,391,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,386
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$138,567
−HK$4,247/mo
Today · 4.125%
HK$142,814
baseline
▲ 0.50% · 4.625%
HK$151,504
+HK$8,690/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$285,628/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,504
−HK$8,077/mo
▼ 0.25% · 3.875%
HK$153,513
−HK$4,068/mo
Today · 4.125%
HK$157,581
baseline
▲ 0.50% · 4.625%
HK$165,887
+HK$8,306/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$315,162/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,517 · Scale 2, in force from 26 Feb 2026)