LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,669
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,992
−HK$2,359/mo
Today · 4.125%
HK$79,351
baseline
▲ 0.50% · 4.625%
HK$84,180
+HK$4,829/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$158,702/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,068
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,296
−HK$2,260/mo
Today · 4.125%
HK$87,556
baseline
▲ 0.50% · 4.625%
HK$92,172
+HK$4,616/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$175,112/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,603
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,390
−HK$2,832/mo
Today · 4.125%
HK$95,222
baseline
▲ 0.50% · 4.625%
HK$101,016
+HK$5,794/mo
Deposit HK$13.10M · loan HK$19.65M · min. income ≈ HK$190,444/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,682
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,356
−HK$2,712/mo
Today · 4.125%
HK$105,068
baseline
▲ 0.50% · 4.625%
HK$110,606
+HK$5,538/mo
Deposit HK$13.10M · loan HK$19.65M · min. income ≈ HK$210,136/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,537
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$107,788
−HK$3,304/mo
Today · 4.125%
HK$111,092
baseline
▲ 0.50% · 4.625%
HK$117,852
+HK$6,760/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$222,184/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,391,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,296
−HK$6,283/mo
▼ 0.25% · 3.875%
HK$119,415
−HK$3,164/mo
Today · 4.125%
HK$122,579
baseline
▲ 0.50% · 4.625%
HK$129,040
+HK$6,461/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$245,158/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,391,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,404
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$138,585
−HK$4,247/mo
Today · 4.125%
HK$142,832
baseline
▲ 0.50% · 4.625%
HK$151,524
+HK$8,692/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$285,664/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,700 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,523
−HK$8,079/mo
▼ 0.25% · 3.875%
HK$153,533
−HK$4,069/mo
Today · 4.125%
HK$157,602
baseline
▲ 0.50% · 4.625%
HK$165,909
+HK$8,307/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$315,204/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,700 · Scale 2, in force from 26 Feb 2026)