LTV · monthly repayment
▼ 0.50% · 3.625%
HK$74,670
−HK$4,682/mo
▼ 0.25% · 3.875%
HK$76,992
−HK$2,360/mo
Today · 4.125%
HK$79,352
baseline
▲ 0.50% · 4.625%
HK$84,181
+HK$4,829/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$158,704/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,069
−HK$4,488/mo
▼ 0.25% · 3.875%
HK$85,297
−HK$2,260/mo
Today · 4.125%
HK$87,557
baseline
▲ 0.50% · 4.625%
HK$92,173
+HK$4,616/mo
Deposit HK$16.37M · loan HK$16.37M · min. income ≈ HK$175,114/mo (50% DSR)
Upfront cash ≈ HK$17.76M (deposit + AVD stamp duty HK$1,391,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,604
−HK$5,619/mo
▼ 0.25% · 3.875%
HK$92,391
−HK$2,832/mo
Today · 4.125%
HK$95,223
baseline
▲ 0.50% · 4.625%
HK$101,017
+HK$5,794/mo
Deposit HK$13.10M · loan HK$19.65M · min. income ≈ HK$190,446/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,683
−HK$5,386/mo
▼ 0.25% · 3.875%
HK$102,357
−HK$2,712/mo
Today · 4.125%
HK$105,069
baseline
▲ 0.50% · 4.625%
HK$110,607
+HK$5,538/mo
Deposit HK$13.10M · loan HK$19.65M · min. income ≈ HK$210,138/mo (50% DSR)
Upfront cash ≈ HK$14.49M (deposit + AVD stamp duty HK$1,391,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$104,538
−HK$6,555/mo
▼ 0.25% · 3.875%
HK$107,789
−HK$3,304/mo
Today · 4.125%
HK$111,093
baseline
▲ 0.50% · 4.625%
HK$117,853
+HK$6,760/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$222,186/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,391,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$116,297
−HK$6,283/mo
▼ 0.25% · 3.875%
HK$119,416
−HK$3,164/mo
Today · 4.125%
HK$122,580
baseline
▲ 0.50% · 4.625%
HK$129,042
+HK$6,462/mo
Deposit HK$9.82M · loan HK$22.92M · min. income ≈ HK$245,160/mo (50% DSR)
Upfront cash ≈ HK$11.22M (deposit + AVD stamp duty HK$1,391,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$134,406
−HK$8,428/mo
▼ 0.25% · 3.875%
HK$138,586
−HK$4,248/mo
Today · 4.125%
HK$142,834
baseline
▲ 0.50% · 4.625%
HK$151,525
+HK$8,691/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$285,668/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$149,525
−HK$8,078/mo
▼ 0.25% · 3.875%
HK$153,535
−HK$4,068/mo
Today · 4.125%
HK$157,603
baseline
▲ 0.50% · 4.625%
HK$165,911
+HK$8,308/mo
Deposit HK$3.27M · loan HK$29.47M · min. income ≈ HK$315,206/mo (50% DSR)
Upfront cash ≈ HK$4.67M (deposit + AVD stamp duty HK$1,391,716 · Scale 2, in force from 26 Feb 2026)